North America · USD

Spending stablecoins in United States

The United States is the deepest market for stablecoin spending, for the obvious reason that the dominant stablecoins are denominated in its currency. A US-based payer holding USDC is spending dollars at dollar prices with no conversion anywhere in the chain, which removes the main friction that exists almost everywhere else. Merchant coverage is correspondingly broad: travel platforms, hosting providers, domain registrars, gift card platforms, AI and developer tooling, and a growing set of retailers. Most of the merchants in this directory serve US customers, and the practical question is usually which network to pay on rather than whether payment is possible.

97 merchants available here

For a US payer, stablecoin spending is as frictionless as it gets anywhere: the coin is denominated in your currency, the merchant prices in your currency, and nothing needs converting.

What that removes

Everywhere else in the world, spending a dollar stablecoin involves at least one implicit currency conversion — either the payer bought the stablecoin with local currency, or the merchant converts it back. Conversions cost money through spreads that are rarely itemised.

In the US neither happens. A $49 invoice paid with 49 USDC is exactly that. The only cost is the network fee, which on a cheap network is a fraction of a cent.

Coverage in practice

The merchants in this directory that serve US customers span travel booking, web hosting, domain registration, VPN services, gift card platforms, AI and developer tooling, and electronics retail. For anything not directly accepting stablecoins, gift card platforms bridge to effectively every major US brand.

Physical retail acceptance remains marginal. There are payment apps that let a merchant accept stablecoins at a point of sale, and a handful of chains have experimented, but walking into a shop and paying in USDC is not yet a normal experience.

The tax point, stated once

Spending a crypto asset is generally treated as a disposal in the US, which can be a reportable event even for a stablecoin where the gain is close to zero. This surprises people who reasonably think of a dollar stablecoin as dollars.

We are not going to tell you how to handle it — that is a question for someone qualified who knows your situation. We mention it only because it is the single most commonly overlooked consequence of spending stablecoins in this jurisdiction.

Merchants based in or focused on United States

Massachusetts business university whose student accounts office takes tuition in USDC through Coinbase — the one stablecoin route into a US degree we found.

USDC
Verified

Cherry Servers

Cloud Hosting

Lithuanian bare-metal and cloud infrastructure provider that settles USDC and DAI through CoinGate and BVNK.

USDCDAI
EthereumBNB Chain +3 networks
Verified

Cloudzy

Web Hosting

VPS provider that treats USDT as a first-class checkout option alongside cards, with instant deployment.

USDT
Verified

CoinCards

Gift Cards

Gift card platform focused on Canadian and US brands, accepting crypto and stablecoins.

USDCUSDT
Verified

Downtown Miami jeweller and watch dealer taking crypto through BitPay, and USDC or USDT by direct invoice on request — coins named, network on the invoice.

USDCUSDT
Verified

GrowersHouse

Shopping & Retail

Arizona hydroponics and indoor-gardening retailer whose own payment page says it takes USDC on Base at checkout.

USDC
Base
Verified

Hostwinds

Web Hosting

US hosting provider offering shared, VPS, cloud and dedicated hosting with crypto payment support.

USDCUSDPUSDG
EthereumSolana +2 networks
Verified

Leibish

Jewelry

Manhattan fancy-colour diamond house with a published crypto policy naming DAI, USDC, GUSD and USDP via BitPay; online orders only, refunds in dollars.

DAIUSDCGUSD +1
Verified

Newegg

Shopping & Retail

Major electronics and computer hardware retailer with long-standing crypto payment support.

USDCUSDTDAI +2
EthereumBase +4 networks
Verified

Nutrient Farm

Food & Dining

Colorado biodynamic farm selling grassfed beef, organic produce and pantry goods with USDC enabled at checkout.

USDC
BaseEthereum +3 networks
Verified

Pennsylvania specialty roaster shipping coffee and loose-leaf tea worldwide, with USDC at checkout.

USDC
BaseEthereum +3 networks
Verified

Porkbun

Domain Names

Popular US registrar accepting USDC through Coinbase Business, stated plainly on its own payment page.

USDC
Verified

RackNerd

Web Hosting

Budget US VPS and dedicated server provider accepting USDT and USDC through the Coinify gateway.

USDTUSDC
EthereumTron
Verified

RareSkills

Education

Advanced Solidity, ZK and Rust bootcamps for working engineers, priced from about $2,000, with 2% off for paying in USDC or USDT.

USDCUSDT
Verified

Software licence retailer selling Microsoft, Adobe and antivirus titles, with USDC enabled at checkout through Shopify.

USDC
BaseEthereum +3 networks
Verified

US luxury watch and jewellery group naming USDC and USDT among the coins it takes through BitPay — online, in seven showrooms and by phone.

USDCUSDT
Verified

Registrar selling traditional and Web3 domains, paid in USDC, USDT or DAI through Coinbase's onchain checkout on Base, Ethereum or Polygon, or via Helio.

USDCUSDTDAI
BaseEthereum +2 networks
Verified

Vultr

Cloud Hosting

Major independent cloud provider documenting three stablecoins by name — USDC, Paxos Dollar and Gemini dollar — through BitPay.

USDCUSDPGUSD
Verified

AT&T

Telecom

US carrier whose bill-payment page lists BitPay as an online payment method, which puts BitPay's stablecoin list — USDC on Base included — behind a phone bill.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Bealls

Shopping & Retail

Florida-based department store group taking digital currency, USDC included, at the till in 660-plus US stores through Flexa.

USDCDAIEURC +2
EthereumSolana +2 networks
Payment availability may vary

The largest US restaurant chain accepting digital currency at the till, through Flexa — though Chipotle itself never mentions it.

USDCDAIEURC +2
EthereumSolana +2 networks
Payment availability may vary

cryptostorm

VPN Services

Account-free VPN sold as tokens, payable via BitPay, NOWPayments or Monero direct; the stablecoins on offer are the gateways' lists, not the merchant's.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

DavidSW

Watches

Florida watch dealer with Orlando and Miami showrooms offering BitPay, Coinbase and MetaMask checkouts; coins and networks are the gateways'.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Hero Bullion

Precious Metals

Texas bullion dealer taking crypto through BitPay at a 2% discount, so BitPay's stablecoin list, USDC included, buys gold and silver here.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Menufy

Food & Dining

Restaurant ordering platform that accepted four stablecoins through BitPay until withdrawing crypto payment in July 2025.

No longer accepting

Regal Cinemas

Entertainment

US cinema chain where tickets and concessions can be paid in person with USDC on Base through Flexa, first via Coinbase Wallet and now Base Pay.

USDCDAIEURC +2
BaseEthereum +2 networks
Payment availability may vary

Collector-car auction house taking crypto via BitPay since 2021, with a pre-approved BitPay ID required — so BitPay's stablecoin list, USDC included, applies.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Sheetz

Food & Dining

Mid-Atlantic convenience and made-to-order food chain accepting USDC at all 750-plus locations through Flexa.

USDCDAIEURC +2
EthereumSolana +2 networks
Payment availability may vary

Auction house taking BTC, ETH and USDC for crypto-designated lots via Coinbase Commerce, from five approved exchange custodians only — no self-hosted wallets.

USDC
Payment availability may vary

US luxury hotel group that announced BitPay acceptance across its owned hotels in 2021, naming USDC, GUSD and PAX by emailed invoice — not re-confirmed since.

USDCGUSDUSDP
Payment availability may vary

Miami luxury watch dealer whose blog says it accepts Bitcoin, Ethereum and Tether — a claim its payment-methods page does not repeat.

USDT
Payment availability may vary

Luxury watch dealer with New York, Miami Beach and Beverly Hills showrooms, taking crypto through BitPay — so BitPay's list, USDC included, applies.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

International merchants serving United States

These platforms accept customers worldwide, United States included.

3DNS

Domain Names

Onchain registrar selling real .com, .xyz and .io names as tokens on Optimism, paid by card, ETH or USDC on Optimism.

USDC
Optimism
Verified

AdGuard

Software

Ad blocking and privacy software taking Tether for licences, with a 30-day guarantee that crypto does not void.

USDT
Verified

Airhub

Telecom

Travel eSIM provider for 190-plus countries whose own guide says it accepts Bitcoin, Ethereum, Tether and USD Coin at checkout.

USDTUSDC
Verified

Flight search and booking agency offering an unusually wide range of alternative payment methods.

USDCUSDTDAI +2
Solana
Verified

Independent dealer in neo-vintage and rare timepieces, based in London, Gibraltar, Marbella and Geneva, taking Bitcoin and Tether for every watch.

USDT
Verified

Bidali

Gift Cards

Gift cards for 4,700+ brands across 100+ countries, payable with four of our tracked stablecoins on twelve networks.

USDCUSDTPYUSD +1
EthereumBase +10 networks
Verified

Bitrefill

Gift Cards

Gift card and mobile top-up platform built specifically for spending crypto and stablecoins.

USDCUSDT
EthereumBase +5 networks
Verified

BJ Luxury

Handbags

Singapore Hermès and Chanel reseller taking USDT and USDC through a Triple-A checkout, with KYC on larger orders and prices that include shipping and duties.

USDTUSDC
Verified

BTC Bullions

Precious Metals

UK crypto-first bullion dealer naming USDT and USDC among 50-plus coins, with USD price locks, insured worldwide delivery and no KYC under $50,000.

USDTUSDC
Verified

Coinsbee

Gift Cards

Gift card platform with very broad international brand coverage, paid for in crypto.

USDCUSDT
Tron
Verified

Courtyard

Shopping & Retail

Vaulted trading-card marketplace whose account wallet runs on USDC on Polygon — fund it in USDC, buy graded cards and packs, ship the card when you want it.

USDC
Polygon
Verified

Crypto Emporium

Shopping & Retail

Crypto-only marketplace for cars, watches, electronics and property, accepting USDT and USDC alongside six other assets.

USDTUSDC
Verified
Browse all 97 merchants

Stablecoins in United States

Can I spend USDC in the United States?
Widely, online. Travel booking, hosting, domains, VPN subscriptions, gift cards, AI credits and several retailers all accept it from US customers. In-person acceptance at physical stores remains rare outside a small number of merchants and pilot programmes.
Do I owe tax when I spend stablecoins in the US?
Spending a crypto asset is generally a disposal for US tax purposes, which can create a reportable event even when the asset is a stablecoin and the gain is negligible. Rules and thresholds change. Speak to a qualified tax professional — this directory does not give tax advice.
Are there US merchants that accept stablecoins in physical stores?
A small number, usually through a payment app that settles on-chain behind the scenes. It is not yet a normal retail experience. Online acceptance is where the practical coverage is.