Cherry Servers
Cloud Hosting
Lithuanian bare-metal and cloud infrastructure provider that settles USDC and DAI through CoinGate and BVNK.
USDCDAI
EthereumBNB Chain +3 networks
Verified
North America · USD
Spending stablecoins in United States
The United States is the deepest market for stablecoin spending, for the obvious reason that the dominant stablecoins are denominated in its currency. A US-based payer holding USDC is spending dollars at dollar prices with no conversion anywhere in the chain, which removes the main friction that exists almost everywhere else. Merchant coverage is correspondingly broad: travel platforms, hosting providers, domain registrars, gift card platforms, AI and developer tooling, and a growing set of retailers. Most of the merchants in this directory serve US customers, and the practical question is usually which network to pay on rather than whether payment is possible.
35 merchants available here
For a US payer, stablecoin spending is as frictionless as it gets anywhere: the coin is denominated in your currency, the merchant prices in your currency, and nothing needs converting.
What that removes
Everywhere else in the world, spending a dollar stablecoin involves at least one implicit currency conversion — either the payer bought the stablecoin with local currency, or the merchant converts it back. Conversions cost money through spreads that are rarely itemised.
In the US neither happens. A $49 invoice paid with 49 USDC is exactly that. The only cost is the network fee, which on a cheap network is a fraction of a cent.
Coverage in practice
The merchants in this directory that serve US customers span travel booking, web hosting, domain registration, VPN services, gift card platforms, AI and developer tooling, and electronics retail. For anything not directly accepting stablecoins, gift card platforms bridge to effectively every major US brand.
Physical retail acceptance remains marginal. There are payment apps that let a merchant accept stablecoins at a point of sale, and a handful of chains have experimented, but walking into a shop and paying in USDC is not yet a normal experience.
The tax point, stated once
Spending a crypto asset is generally treated as a disposal in the US, which can be a reportable event even for a stablecoin where the gain is close to zero. This surprises people who reasonably think of a dollar stablecoin as dollars.
We are not going to tell you how to handle it — that is a question for someone qualified who knows your situation. We mention it only because it is the single most commonly overlooked consequence of spending stablecoins in this jurisdiction.
Merchants based in or focused on United States
Cloudzy
Web Hosting
VPS provider that treats USDT as a first-class checkout option alongside cards, with instant deployment.
USDT
Verified
CoinCards
Gift Cards
Gift card platform focused on Canadian and US brands, accepting crypto and stablecoins.
USDCUSDT
EthereumPolygon
Verified
Hostwinds
Web Hosting
US hosting provider offering shared, VPS, cloud and dedicated hosting with crypto payment support.
USDCUSDPUSDG
EthereumSolana +2 networks
Verified
Newegg
Shopping & Retail
Major electronics and computer hardware retailer with long-standing crypto payment support.
USDCUSDTDAI +2
EthereumBase +4 networks
Verified
RackNerd
Web Hosting
Budget US VPS and dedicated server provider accepting USDT and USDC through the Coinify gateway.
USDTUSDC
EthereumTron
Verified
Restaurant ordering platform that accepted four stablecoins through BitPay until withdrawing crypto payment in July 2025.
No longer accepting
International merchants serving United States
These platforms accept customers worldwide, United States included.
Alternative Airlines
Flights
Flight search and booking agency offering an unusually wide range of alternative payment methods.
USDCUSDTDAI +2
EthereumSolana +1 networks
Verified
Bitrefill
Gift Cards
Gift card and mobile top-up platform built specifically for spending crypto and stablecoins.
USDCUSDT
EthereumBase +5 networks
Verified
Coinsbee
Gift Cards
Gift card platform with very broad international brand coverage, paid for in crypto.
USDCUSDT
EthereumTron +3 networks
Verified
Crypto Emporium
Shopping & Retail
Crypto-only marketplace for cars, watches, electronics and property, accepting USDT and USDC alongside six other assets.
USDTUSDC
Verified
Destinia
Travel
Spanish online travel agency offering flights, hotels and packages with crypto payment options.
USDCGUSDUSDP
Ethereum
Verified
Dynadot
Domain Names
Domain registrar and marketplace supporting cryptocurrency payment for registrations and renewals.
USDCUSDTDAI +4
EthereumBase +4 networks
Verified
IPRoyal
Developer Tools
Proxy network selling residential, datacentre and mobile IPs, with USDT, USDC, DAI and BUSD on its published 25-asset list.
USDTUSDCDAI
Verified
NanoGPT
AI Tools
Pay-per-prompt AI platform offering access to many models with cryptocurrency payment.
USDCUSDT
EthereumBase +1 networks
Verified
OpenRouter
AI Tools
Unified API routing requests across many large language models, with USDC credit top-ups.
USDC
EthereumBase +2 networks
Verified
Snel.com
Cloud Hosting
Dutch VPS and dedicated server provider accepting crypto for European-hosted infrastructure.
USDCEURC
Ethereum
Verified
Time4VPS
Web Hosting
Lithuanian VPS host with an unusually explicit stablecoin list — USDT on three networks, plus USDC, TUSD and USDP.
USDTUSDCTUSD +1
EthereumPolygon +1 networks
Verified
Travala.com
Travel
Travel booking platform for flights, hotels and activities with long-standing crypto payment support.
USDCUSDTDAI +2
EthereumSolana +4 networks
Verified
Stablecoins in United States
Can I spend USDC in the United States?
Widely, online. Travel booking, hosting, domains, VPN subscriptions, gift cards, AI credits and several retailers all accept it from US customers. In-person acceptance at physical stores remains rare outside a small number of merchants and pilot programmes.
Do I owe tax when I spend stablecoins in the US?
Spending a crypto asset is generally a disposal for US tax purposes, which can create a reportable event even when the asset is a stablecoin and the gain is negligible. Rules and thresholds change. Speak to a qualified tax professional — this directory does not give tax advice.
Are there US merchants that accept stablecoins in physical stores?
A small number, usually through a payment app that settles on-chain behind the scenes. It is not yet a normal retail experience. Online acceptance is where the practical coverage is.