Bentley University
Education
Massachusetts business university whose student accounts office takes tuition in USDC through Coinbase — the one stablecoin route into a US degree we found.
North America · USD
The United States is the deepest market for stablecoin spending, for the obvious reason that the dominant stablecoins are denominated in its currency. A US-based payer holding USDC is spending dollars at dollar prices with no conversion anywhere in the chain, which removes the main friction that exists almost everywhere else. Merchant coverage is correspondingly broad: travel platforms, hosting providers, domain registrars, gift card platforms, AI and developer tooling, and a growing set of retailers. Most of the merchants in this directory serve US customers, and the practical question is usually which network to pay on rather than whether payment is possible.
97 merchants available here
For a US payer, stablecoin spending is as frictionless as it gets anywhere: the coin is denominated in your currency, the merchant prices in your currency, and nothing needs converting.
Everywhere else in the world, spending a dollar stablecoin involves at least one implicit currency conversion — either the payer bought the stablecoin with local currency, or the merchant converts it back. Conversions cost money through spreads that are rarely itemised.
In the US neither happens. A $49 invoice paid with 49 USDC is exactly that. The only cost is the network fee, which on a cheap network is a fraction of a cent.
The merchants in this directory that serve US customers span travel booking, web hosting, domain registration, VPN services, gift card platforms, AI and developer tooling, and electronics retail. For anything not directly accepting stablecoins, gift card platforms bridge to effectively every major US brand.
Physical retail acceptance remains marginal. There are payment apps that let a merchant accept stablecoins at a point of sale, and a handful of chains have experimented, but walking into a shop and paying in USDC is not yet a normal experience.
Spending a crypto asset is generally treated as a disposal in the US, which can be a reportable event even for a stablecoin where the gain is close to zero. This surprises people who reasonably think of a dollar stablecoin as dollars.
We are not going to tell you how to handle it — that is a question for someone qualified who knows your situation. We mention it only because it is the single most commonly overlooked consequence of spending stablecoins in this jurisdiction.
Education
Massachusetts business university whose student accounts office takes tuition in USDC through Coinbase — the one stablecoin route into a US degree we found.
Cloud Hosting
Lithuanian bare-metal and cloud infrastructure provider that settles USDC and DAI through CoinGate and BVNK.
Web Hosting
VPS provider that treats USDT as a first-class checkout option alongside cards, with instant deployment.
Gift Cards
Gift card platform focused on Canadian and US brands, accepting crypto and stablecoins.
Jewelry
Downtown Miami jeweller and watch dealer taking crypto through BitPay, and USDC or USDT by direct invoice on request — coins named, network on the invoice.
Shopping & Retail
Arizona hydroponics and indoor-gardening retailer whose own payment page says it takes USDC on Base at checkout.
Web Hosting
US hosting provider offering shared, VPS, cloud and dedicated hosting with crypto payment support.
Jewelry
Manhattan fancy-colour diamond house with a published crypto policy naming DAI, USDC, GUSD and USDP via BitPay; online orders only, refunds in dollars.
Shopping & Retail
Major electronics and computer hardware retailer with long-standing crypto payment support.
Food & Dining
Colorado biodynamic farm selling grassfed beef, organic produce and pantry goods with USDC enabled at checkout.
Food & Dining
Pennsylvania specialty roaster shipping coffee and loose-leaf tea worldwide, with USDC at checkout.
Domain Names
Popular US registrar accepting USDC through Coinbase Business, stated plainly on its own payment page.
Web Hosting
Budget US VPS and dedicated server provider accepting USDT and USDC through the Coinify gateway.
Education
Advanced Solidity, ZK and Rust bootcamps for working engineers, priced from about $2,000, with 2% off for paying in USDC or USDT.
Software
Software licence retailer selling Microsoft, Adobe and antivirus titles, with USDC enabled at checkout through Shopify.
Watches
US luxury watch and jewellery group naming USDC and USDT among the coins it takes through BitPay — online, in seven showrooms and by phone.
Domain Names
Registrar selling traditional and Web3 domains, paid in USDC, USDT or DAI through Coinbase's onchain checkout on Base, Ethereum or Polygon, or via Helio.
Cloud Hosting
Major independent cloud provider documenting three stablecoins by name — USDC, Paxos Dollar and Gemini dollar — through BitPay.
Telecom
US carrier whose bill-payment page lists BitPay as an online payment method, which puts BitPay's stablecoin list — USDC on Base included — behind a phone bill.
Shopping & Retail
Florida-based department store group taking digital currency, USDC included, at the till in 660-plus US stores through Flexa.
Food & Dining
The largest US restaurant chain accepting digital currency at the till, through Flexa — though Chipotle itself never mentions it.
VPN Services
Account-free VPN sold as tokens, payable via BitPay, NOWPayments or Monero direct; the stablecoins on offer are the gateways' lists, not the merchant's.
Watches
Florida watch dealer with Orlando and Miami showrooms offering BitPay, Coinbase and MetaMask checkouts; coins and networks are the gateways'.
Precious Metals
Texas bullion dealer taking crypto through BitPay at a 2% discount, so BitPay's stablecoin list, USDC included, buys gold and silver here.
Food & Dining
Restaurant ordering platform that accepted four stablecoins through BitPay until withdrawing crypto payment in July 2025.
Entertainment
US cinema chain where tickets and concessions can be paid in person with USDC on Base through Flexa, first via Coinbase Wallet and now Base Pay.
Luxury
Collector-car auction house taking crypto via BitPay since 2021, with a pre-approved BitPay ID required — so BitPay's stablecoin list, USDC included, applies.
Food & Dining
Mid-Atlantic convenience and made-to-order food chain accepting USDC at all 750-plus locations through Flexa.
Luxury
Auction house taking BTC, ETH and USDC for crypto-designated lots via Coinbase Commerce, from five approved exchange custodians only — no self-hosted wallets.
Hotels
US luxury hotel group that announced BitPay acceptance across its owned hotels in 2021, naming USDC, GUSD and PAX by emailed invoice — not re-confirmed since.
Watches
Miami luxury watch dealer whose blog says it accepts Bitcoin, Ethereum and Tether — a claim its payment-methods page does not repeat.
Watches
Luxury watch dealer with New York, Miami Beach and Beverly Hills showrooms, taking crypto through BitPay — so BitPay's list, USDC included, applies.
These platforms accept customers worldwide, United States included.
Domain Names
Onchain registrar selling real .com, .xyz and .io names as tokens on Optimism, paid by card, ETH or USDC on Optimism.
Software
Ad blocking and privacy software taking Tether for licences, with a 30-day guarantee that crypto does not void.
Telecom
Travel eSIM provider for 190-plus countries whose own guide says it accepts Bitcoin, Ethereum, Tether and USD Coin at checkout.
Flights
Flight search and booking agency offering an unusually wide range of alternative payment methods.
Watches
Independent dealer in neo-vintage and rare timepieces, based in London, Gibraltar, Marbella and Geneva, taking Bitcoin and Tether for every watch.
Gift Cards
Gift cards for 4,700+ brands across 100+ countries, payable with four of our tracked stablecoins on twelve networks.
Gift Cards
Gift card and mobile top-up platform built specifically for spending crypto and stablecoins.
Handbags
Singapore Hermès and Chanel reseller taking USDT and USDC through a Triple-A checkout, with KYC on larger orders and prices that include shipping and duties.
Precious Metals
UK crypto-first bullion dealer naming USDT and USDC among 50-plus coins, with USD price locks, insured worldwide delivery and no KYC under $50,000.
Gift Cards
Gift card platform with very broad international brand coverage, paid for in crypto.
Shopping & Retail
Vaulted trading-card marketplace whose account wallet runs on USDC on Polygon — fund it in USDC, buy graded cards and packs, ship the card when you want it.
Shopping & Retail
Crypto-only marketplace for cars, watches, electronics and property, accepting USDT and USDC alongside six other assets.
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