Payment gateway

BitPay

One of the oldest crypto payment processors, widely integrated across established merchants and enterprise checkouts.

custodial Fiat settlement API Hosted checkout Invoicing
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BitPay has been processing crypto payments for merchants since 2011 and is the gateway behind a significant share of long-standing "pay with crypto" options at established retailers, registrars and travel companies. It supports stablecoins alongside major crypto assets, offers fiat settlement to a bank account, and provides the compliance posture that larger merchants tend to require.

Capabilities

Custody model
custodial
Settlement
fiat, stablecoin, crypto
Settlement notes
BitPay is known for fiat settlement to a merchant bank account, which is why it is common among merchants that want crypto acceptance without holding crypto.
Fees
Publishes a headline 1% processing fee for merchants. Confirm current pricing directly with BitPay.
Shopify
Supported
WooCommerce
Supported
API
Available
Hosted checkout
Available
Invoicing
Available
Merchant verification
Supported
Geographic availability
Wide merchant coverage; settlement currencies and bank payout availability vary by country.
Merchant requirements
Business verification and a settlement bank account for fiat payout.

Integrations

  • Shopify
  • WooCommerce
  • Magento
  • BigCommerce
  • Custom API
  • Hosted invoice
  • Email billing

Strengths

  • Long operating history and broad merchant integration base
  • Reliable fiat settlement to a bank account
  • Supports a useful range of stablecoins across many networks

Trade-offs

  • Custodial model — the provider holds funds in transit
  • Customer-side experience has historically been stricter than some competitors
  • Merchant onboarding is more involved than lighter-touch gateways

BitPay is the gateway most often sitting behind crypto acceptance at merchants that have offered it for a decade.

Fiat settlement is the product

Most merchants who accept crypto do not want crypto. They want the sale, in their currency, in their bank account, with a normal reconciliation process. BitPay built for that constituency early and it remains its clearest strength.

The consequence is a custodial model: BitPay receives the payment, converts it, and settles fiat to the merchant. That introduces a counterparty the merchant has to be comfortable with, in exchange for removing every operational question about holding digital assets.

Longevity as a feature

A gateway that has been operating since 2011 has integrations everywhere, a support organisation, and a compliance posture built over years of dealing with banks. For a large retailer evaluating crypto acceptance, those matter more than a slightly lower fee.

For payers

BitPay checkouts are strict about matching the exact invoiced amount and the specified network, somewhat more so than lighter-touch gateways. Send precisely what the invoice says, on the network it says, and do not round. Underpayments and wrong-network sends both require support intervention.

Merchants using BitPay

22 merchants in the directory where we have identified this gateway.

Downtown Miami jeweller and watch dealer taking crypto through BitPay, and USDC or USDT by direct invoice on request — coins named, network on the invoice.

USDCUSDT
Verified

Destinia

Travel

Spanish online travel agency offering flights, hotels and packages with crypto payment options.

USDCGUSDUSDP
Verified

Dynadot

Domain Names

Domain registrar and marketplace supporting cryptocurrency payment for registrations and renewals.

USDCUSDTDAI +4
EthereumBase +4 networks
Verified

HOSTKEY

Web Hosting

Dedicated and GPU server provider taking five stablecoins through BitPay — and stating, unusually, that ERC-20 tokens are accepted on Ethereum only.

USDCUSDTDAI +2
Ethereum
Verified

Leibish

Jewelry

Manhattan fancy-colour diamond house with a published crypto policy naming DAI, USDC, GUSD and USDP via BitPay; online orders only, refunds in dollars.

DAIUSDCGUSD +1
Verified

Newegg

Shopping & Retail

Major electronics and computer hardware retailer with long-standing crypto payment support.

USDCUSDTDAI +2
EthereumBase +4 networks
Verified

Sharps Pixley

Precious Metals

London bullion house since 1778 taking crypto via BitPay since 2017, naming USD Coin — online, by phone and over the counter.

USDCGUSDUSDP
Ethereum
Verified

US luxury watch and jewellery group naming USDC and USDT among the coins it takes through BitPay — online, in seven showrooms and by phone.

USDCUSDT
Verified

Vultr

Cloud Hosting

Major independent cloud provider documenting three stablecoins by name — USDC, Paxos Dollar and Gemini dollar — through BitPay.

USDCUSDPGUSD
Verified

airBaltic

Flights

Latvian airline that has accepted cryptocurrency for ticket purchases since 2014.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

AT&T

Telecom

US carrier whose bill-payment page lists BitPay as an online payment method, which puts BitPay's stablecoin list — USDC on Base included — behind a phone bill.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

cryptostorm

VPN Services

Account-free VPN sold as tokens, payable via BitPay, NOWPayments or Monero direct; the stablecoins on offer are the gateways' lists, not the merchant's.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

CyberGhost VPN

VPN Services

Consumer VPN with a large server network and cryptocurrency payment for subscriptions.

USDC
Payment availability may vary

DavidSW

Watches

Florida watch dealer with Orlando and Miami showrooms offering BitPay, Coinbase and MetaMask checkouts; coins and networks are the gateways'.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Hero Bullion

Precious Metals

Texas bullion dealer taking crypto through BitPay at a 2% discount, so BitPay's stablecoin list, USDC included, buys gold and silver here.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Menufy

Food & Dining

Restaurant ordering platform that accepted four stablecoins through BitPay until withdrawing crypto payment in July 2025.

No longer accepting

Namecheap

Domain Names

Major domain registrar and hosting provider with long-standing cryptocurrency payment support.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Long-running VPN provider with a large server network and cryptocurrency payment options.

USDC
Payment availability may vary

Collector-car auction house taking crypto via BitPay since 2021, with a pre-approved BitPay ID required — so BitPay's stablecoin list, USDC included, applies.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

US luxury hotel group that announced BitPay acceptance across its owned hotels in 2021, naming USDC, GUSD and PAX by emailed invoice — not re-confirmed since.

USDCGUSDUSDP
Payment availability may vary

Vast.ai

Cloud Hosting

GPU rental marketplace selling prepaid compute credit, topped up in crypto through BitPay and Crypto.com — so USDC on Base by way of BitPay's list.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Luxury watch dealer with New York, Miami Beach and Beverly Hills showrooms, taking crypto through BitPay — so BitPay's list, USDC included, applies.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

BitPay questions

Does BitPay let merchants receive dollars instead of crypto?
Yes. Fiat settlement to a bank account is one of BitPay's defining features and the main reason conventional retailers use it.
Which stablecoins does BitPay support?
Several dollar stablecoins across multiple networks. The exact list changes; check BitPay's own supported-currencies page before relying on a specific coin.