Euro Coin · issued by Circle

Where can you spend EURC?

EURC is a euro-denominated stablecoin issued by Circle, the same company behind USDC. It matters for a specific and underrated reason: if you are paying a European merchant who prices in euros, settling in a euro stablecoin removes a currency conversion that would otherwise happen twice. Pay a €50 invoice in USDC and someone converts dollars to euros, usually at a spread you do not see. Pay it in EURC and the amount is simply €50. Merchant acceptance is narrower than USDC's and concentrated among European businesses and gateways with strong EU coverage, which is exactly where it is useful.

Pegged to the euro Launched 2022 20 merchants listed

Merchants accepting EURC

20 merchants in the directory. You can also filter the full directory by category, network and country.

Amsterdam platform selling hotel stays, flights, gift cards and mobile top-ups for six stablecoins across seven networks.

USDTUSDCDAI +4
EthereumAvalanche +6 networks
Verified

Decodo

Developer Tools

Lithuanian proxy provider (formerly Smartproxy) publishing a coin-by-network table for crypto payments: USDC on seven networks, EURC on Ethereum, via CoinGate.

USDCEURC
EthereumBNB Chain +5 networks
Verified

Dynadot

Domain Names

Domain registrar and marketplace supporting cryptocurrency payment for registrations and renewals.

USDCUSDTDAI +4
EthereumBase +4 networks
Verified

Snel.com

Cloud Hosting

Dutch VPS and dedicated server provider accepting crypto for European-hosted infrastructure.

USDCEURC
Ethereum
Verified

Wego

Flights

MENA's largest travel marketplace, booking flights and hotels for USDC, USDT, PYUSD or EURC through Triple-A since May 2026, with refunds returned in crypto.

USDCUSDTPYUSD +1
Verified

airBaltic

Flights

Latvian airline that has accepted cryptocurrency for ticket purchases since 2014.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

AT&T

Telecom

US carrier whose bill-payment page lists BitPay as an online payment method, which puts BitPay's stablecoin list — USDC on Base included — behind a phone bill.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Bealls

Shopping & Retail

Florida-based department store group taking digital currency, USDC included, at the till in 660-plus US stores through Flexa.

USDCDAIEURC +2
EthereumSolana +2 networks
Payment availability may vary

The largest US restaurant chain accepting digital currency at the till, through Flexa — though Chipotle itself never mentions it.

USDCDAIEURC +2
EthereumSolana +2 networks
Payment availability may vary

cryptostorm

VPN Services

Account-free VPN sold as tokens, payable via BitPay, NOWPayments or Monero direct; the stablecoins on offer are the gateways' lists, not the merchant's.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

DavidSW

Watches

Florida watch dealer with Orlando and Miami showrooms offering BitPay, Coinbase and MetaMask checkouts; coins and networks are the gateways'.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary

Hero Bullion

Precious Metals

Texas bullion dealer taking crypto through BitPay at a 2% discount, so BitPay's stablecoin list, USDC included, buys gold and silver here.

USDCUSDTDAI +4
EthereumBase +4 networks
Payment availability may vary
See all 20 EURC merchants

What can you buy with EURC?

EURC solves a small problem well, and the small problem is more expensive than most people realise.

The double conversion

Consider a €200 invoice from a European supplier. You hold USDC. You pay in USDC, and the gateway converts to euros for the merchant at a rate that includes a spread. If you originally bought that USDC with euros, you paid a spread on the way in too.

Neither conversion appears as a line item. Both cost real money — typically a few tenths of a per cent each, sometimes considerably more on smaller amounts through consumer platforms. On a €200 invoice that is small. On recurring European supplier payments it adds up to something a finance team would notice if it were labelled.

EURC removes both. A euro balance paying a euro price involves no exchange rate at all.

Where the coverage is

EURC acceptance clusters where you would expect: European merchants, European hosting and domain providers, and gateways with strong EU market presence. It is not a general substitute for USDC and is not accepted at most of the global platforms in this directory.

The sensible pattern is to hold EURC if you regularly pay euro-denominated bills and USDC otherwise, rather than treating one as a replacement for the other.

A note on thinking in dollars

If you mentally price your holdings in dollars, remember that EURC is not a dollar-stable asset. Its dollar value moves with EUR/USD like any euro balance. That is not a defect — it is the entire point — but it does mean a EURC balance is the wrong place to park money you think of as dollars.

EURC questions

Why use EURC instead of USDC?
When the price is in euros. Paying a euro invoice with a dollar stablecoin means a conversion, and conversions cost money — usually through a spread rather than a stated fee. If the merchant quotes euros and accepts EURC, paying in EURC is straightforwardly cheaper.
Which merchants accept EURC?
Mostly European businesses and merchants using gateways with strong EU coverage. It is a much smaller set than USDC. We list what we can verify on this page.
Is EURC pegged to the euro or the dollar?
The euro. One EURC is intended to be redeemable for one euro. Its value in dollars moves with the EUR/USD exchange rate, which is worth remembering if you think of your balance in dollars.