Payment gateway

Helio

Solana-native payment platform, now branded MoonPay Commerce, behind Solana Pay on Shopify.

non-custodial API Hosted checkout Invoicing
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Helio is a payment platform built around Solana, offering payment links, checkouts and commerce tooling with a focus on digital goods, creators and communities. It supports stablecoin payment on Solana and other networks, and is commonly used for one-off sales, digital products and paid community access rather than conventional ecommerce. It also operates the Solana Pay app on the Shopify App Store, and its documentation now refers to the merchant dashboard as "MoonPay Commerce" — the product has been folded into MoonPay's business line, with hel.io pages redirecting to moonpay.com.

Capabilities

Custody model
non-custodial
Settlement
stablecoin, crypto
Settlement notes
Settlement is on-chain to the merchant's wallet.
Fees
Published on the provider's pricing page; confirm current rates directly.
Shopify
Supported
WooCommerce
Not confirmed
API
Available
Hosted checkout
Available
Invoicing
Available
Merchant verification
Not confirmed
Geographic availability
Broad, subject to the provider's terms.
Merchant requirements
A wallet and an account. Onboarding is light-touch.

Integrations

  • Payment links
  • Hosted checkout
  • Shopify
  • Custom API
  • Discord integrations

Strengths

  • Excellent Solana support with near-instant, near-free settlement
  • Payment links make one-off sales trivial to set up
  • Non-custodial settlement to the merchant's own wallet

Trade-offs

  • Less suited to conventional ecommerce than general-purpose gateways
  • Narrower plugin ecosystem
  • Solana-centric, which is a strength and a constraint

Helio serves a market conventional gateways handle poorly: someone who wants to sell one thing to a few hundred people without building a store.

Create a link, set a price, share it. No plugin, no store, no integration. For a creator selling a digital product, a community charging for access, or a freelancer invoicing a client, that is the whole requirement.

Conventional gateways can do this too, buried behind an onboarding flow designed for ecommerce. Here it is the main path.

Solana economics

Near-instant settlement and fees measured in fractions of a cent change what is worth selling. A $3 digital product is a viable transaction on Solana and is not on most alternatives. Several of the use cases this platform serves only exist because the settlement layer is cheap enough.

Limits

Not the tool for a catalogue store with inventory, shipping and returns. The plugin ecosystem is narrower than general-purpose gateways, and the product assumes digital delivery.

For payers

Fast and cheap. A Solana wallet, a couple of seconds, done.

Merchants using Helio

2 merchants in the directory where we have identified this gateway.

Registrar selling traditional and Web3 domains, paid in USDC, USDT or DAI through Coinbase's onchain checkout on Base, Ethereum or Polygon, or via Helio.

USDCUSDTDAI
BaseEthereum +2 networks
Verified

Solana Mobile

Shopping & Retail

Maker of the Seeker Android phone, sold from a Shopify store that takes SKR and stablecoins through Solana Pay alongside cards.

USDC
Solana
Payment availability may vary

Helio questions

Is Helio only for Solana?
Solana is its centre of gravity, but it supports other networks too. If you specifically want cheap, instant Solana settlement, this is a natural fit.
Is Helio the same thing as MoonPay Commerce?
As of September 2026, yes in practice. Helio's plugin documentation directs merchants to the "MoonPay Commerce dashboard" and hel.io marketing pages redirect to MoonPay's commerce product. The Solana Pay Shopify app still carries the Helio name. Settlement to the merchant is USDC by default, with customers able to pay in other Solana tokens through a built-in swap.
What is a payment link?
A hosted URL that collects a payment without any integration work. You create it, share it, and the buyer pays. Useful for digital goods, one-off invoices and community access.