{
  "meta": {
    "source": "https://stablecoinspend.com",
    "version": 1,
    "generated": "2026-09-22T04:46:55.191Z",
    "license": "Free to use with attribution to StablecoinSpend. Verification status must be carried with any claim derived from this data.",
    "documentation": "https://stablecoinspend.com/data/",
    "methodology": "https://stablecoinspend.com/research-methodology/",
    "disclaimer": "Stablecoin acceptance changes without notice. Records that are not marked \"verified\" were compiled from public documentation and have not been independently confirmed. Confirm payment options at the merchant checkout before paying. This is payment information, not financial advice.",
    "count": 20,
    "sample": true,
    "full_dataset": "https://stablecoinspend.com/data/",
    "fields": "full"
  },
  "data": [
    {
      "slug": "3dns",
      "name": "3DNS",
      "url": "https://stablecoinspend.com/merchants/3dns/",
      "website": "https://3dns.box",
      "short_description": "Onchain registrar selling real .com, .xyz and .io names as tokens on Optimism, paid by card, ETH or USDC on Optimism.",
      "category": "Domain Names",
      "category_slug": "domains",
      "subcategories": [
        "developer-tools"
      ],
      "stablecoins": [
        "USDC"
      ],
      "networks": [
        "Optimism"
      ],
      "coin_networks": {
        "USDC": [
          "Optimism"
        ]
      },
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "domains",
        "tokenised-domains",
        "onchain",
        "optimism",
        "usdc-on-optimism",
        "icann"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 3
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "3DNS registers ordinary ICANN domains — .com, .xyz, .io, .finance and others — through an ICANN-accredited registrar partner and then tokenises each one on Optimism, so the domain is managed from a wallet and transferred like a token. Its registration guide says the checkout takes \"a credit card, ETH, or USDC on Optimism\", and its pricing page adds a flat $6-per-year tokenisation fee on top of the registry price.",
      "minimum_payment": null,
      "payment_notes": "3DNS's own five-step registration guide describes the checkout: after adding a domain to the cart, \"you can purchase with a credit card, ETH, or with USDC on Optimism\", with the note that a card purchase places a 30-day transfer restriction on the domain. The guide opens by telling you to hold \"a few dollars in ETH in your wallet on the Optimism network to cover gas costs\" and to sign in by connecting a wallet and switching to Optimism. The pricing page lists registry prices ($8.75 for .com, $2.59 for .xyz, $38.79 for .io, per year) plus \"$6 tokenization fee\", and advertises \"Pay with any token from any chain — or pay with a card\"; the docs index has a \"Bridge and Pay\" guide, which is how tokens on other chains reach the Optimism checkout, and we treat it as a swap route rather than acceptance. No processor is named; the payment is to the merchant's own contracts. For a stablecoin holder the practical instruction is simple: USDC on Optimism, a few cents of ETH there for gas, and a wallet you will not lose.",
      "refund_policy": "Not documented on the pages we read. Domain registrations are final once the registry has processed them, and a tokenised domain is an asset in your wallet from the moment of purchase.",
      "restrictions": [
        "USDC on Optimism is the one stablecoin route the merchant names. The pricing page's \"pay with any token from any chain\" is a bridge-and-pay feature, not acceptance of USDC on other networks.",
        "You need a wallet connected to Optimism and a little ETH there for gas; the guide says so before step one.",
        "Every domain carries a $6 per year tokenisation fee on top of the registry price.",
        "Card purchases carry a 30-day transfer restriction \"to prevent fraud\"; crypto purchases do not.",
        "The domain is a token you control from your wallet. Lose the wallet and you lose the domain in a way a conventional registrar account does not allow."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The merchant's own documentation names the coin and the network in one sentence — \"credit card, ETH, or USDC on Optimism\" — and the pricing and homepage pages supply the ICANN-partner model and fees. That is merchant documentation naming coin and network, sufficient for a verified status without a live registration, which we did not make. \"Pay with any token from any chain\" is recorded as a bridge feature, not as additional networks. The operating company and its location are not stated on the pages we read and none is asserted. The documentation's wording and screenshots predate the site's current design and the checkout may offer more than the guide lists; the record follows the guide.",
        "sources": [
          {
            "url": "https://docs.3dns.box/docs/register-a-new-domain-on-a-computer-with-3dns-in-5-simple-steps",
            "title": "3DNS — 5 Easy Steps to Register a New Domain with 3DNS",
            "supports": "Checkout by \"credit card, ETH, or with USDC on Optimism\"; ETH on Optimism for gas; wallet sign-in on Optimism; the 30-day transfer restriction on card purchases.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://3dns.box/pricing/",
            "title": "3DNS — Pricing",
            "supports": "Registry prices plus the $6 per year tokenisation fee; \"Pay with any token from any chain — or pay with a card\".",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://3dns.box/",
            "title": "3DNS — homepage",
            "supports": "Registration through an ICANN-accredited registrar partner, then tokenisation.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the merchant's own registration guide naming USDC on Optimism at checkout.",
          "source": null
        }
      ]
    },
    {
      "slug": "adguard",
      "name": "AdGuard",
      "url": "https://stablecoinspend.com/merchants/adguard/",
      "website": "https://adguard.com",
      "short_description": "Ad blocking and privacy software taking Tether for licences, with a 30-day guarantee that crypto does not void.",
      "category": "Software",
      "category_slug": "software",
      "subcategories": [
        "security",
        "vpn"
      ],
      "stablecoins": [
        "USDT"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "unknown",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "ad-blocker",
        "privacy",
        "security",
        "vpn",
        "dns",
        "software-licence",
        "tether-only"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-07",
        "last_reviewed": "2026-09-07",
        "source_count": 3
      },
      "added": "2026-09-07",
      "updated": "2026-09-07",
      "description": "AdGuard makes ad-blocking and tracker-blocking software for Windows, macOS, Android, iOS and browsers, alongside a separate VPN and a DNS service. Licences can be bought directly on adguard.com with cryptocurrency, and Tether is the one stablecoin on the list.",
      "minimum_payment": null,
      "payment_notes": "AdGuard's own knowledge base is unambiguous: \"We also accept the following cryptocurrencies: Bitcoin, Ethereum, Litecoin, and Tether.\" Tether is the only stablecoin, and the absence of USDC is worth noting — most vendors selling into Europe have moved the other way under MiCA, so this is the rare case where holding USDT is the advantage rather than the obstacle. Two things the merchant does tell you and most do not. First, the payment page itself warns that \"Licences purchased with cryptocurrency are not auto-renewed\", and recommends buying a longer term for that reason — so treat a crypto purchase as a one-off you will need to repeat. Second, the 30-day money-back guarantee carries no crypto carve-out, which puts AdGuard on the better side of a line that PureVPN and SEAGM fall on the wrong side of. What is missing is the network. Nothing on the site says which chain Tether should arrive on, and no payment provider is named, so read the chain off the payment screen rather than assuming Tron.",
      "refund_policy": "A 30-day money-back guarantee, requested by email to support. AdGuard publishes no exclusion for cryptocurrency payments — unlike several other software and VPN vendors in this directory, which explicitly carve crypto out of the equivalent guarantee.",
      "restrictions": [
        "Licences bought with cryptocurrency do not auto-renew — AdGuard states this at the payment step.",
        "No settlement network is published. Confirm the chain at checkout before sending.",
        "USDT only. There is no USDC option, which is unusual for a European-facing vendor.",
        "App Store purchases of AdGuard Pro for iOS cannot use this route."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Confirmed from two AdGuard-published pages. The knowledge base article on payment options states: \"You can pay with Visa, Mastercard, Apple Pay, Google Pay, PayPal, Alipay and UnionPay. We also accept the following cryptocurrencies: Bitcoin, Ethereum, Litecoin, and Tether.\" The licence purchase page independently confirms the crypto route and adds the constraint that \"Licences purchased with cryptocurrency are not auto-renewed\", and its FAQ states the 30-day money-back guarantee with no payment-method exclusion. AdGuard's own VPN blog post of 13 October 2022 announcing crypto support names the same four assets, which is why we record the VPN product under the same acceptance. Two fields are left empty deliberately. No settlement network is named anywhere, so `networks` is empty rather than filled with a guess; and no payment processor is named, so no provider is recorded. AdGuard also describes crypto payments as anonymous and says it \"cannot link your license with your payment credentials\" — we record the operative consequence, which is the manual renewal, and not the privacy claim, which we have no way to check.",
        "sources": [
          {
            "url": "https://adguard.com/kb/general/license/payment-options/",
            "title": "AdGuard Knowledge Base — how to purchase or upgrade",
            "supports": "The full accepted-payment list, naming Bitcoin, Ethereum, Litecoin and Tether as the accepted cryptocurrencies.",
            "accessed": "2026-09-07"
          },
          {
            "url": "https://adguard.com/en/license.html",
            "title": "AdGuard — buy licence",
            "supports": "The crypto payment option at checkout, the warning that crypto licences are not auto-renewed, and the 30-day money-back guarantee with no crypto exclusion.",
            "accessed": "2026-09-07"
          },
          {
            "url": "https://adguard-vpn.com/en/blog/crypto-payments.html",
            "title": "AdGuard VPN — now supports cryptocurrencies",
            "supports": "The same four assets for AdGuard VPN licences, and the non-renewable constraint, dated 13 October 2022.",
            "accessed": "2026-09-07"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-07",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after confirming Tether acceptance in AdGuard's own knowledge base and on its licence purchase page.",
          "source": null
        }
      ]
    },
    {
      "slug": "air-arabia",
      "name": "Air Arabia",
      "url": "https://stablecoinspend.com/merchants/air-arabia/",
      "website": "https://www.airarabia.com",
      "short_description": "The first airline in the Middle East to accept a stablecoin — AE Coin, the UAE's central-bank-licensed dirham token.",
      "category": "Flights",
      "category_slug": "flights",
      "subcategories": [
        "travel"
      ],
      "stablecoins": [
        "AEC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [
        "AEC Wallet",
        "Al Maryah Community Bank"
      ],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "AE"
      ],
      "global_availability": false,
      "excluded_countries": [],
      "kyc_required": "yes",
      "tags": [
        "airline",
        "low-cost-carrier",
        "uae",
        "sharjah",
        "middle-east"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-06",
        "last_reviewed": "2026-09-06",
        "source_count": 2
      },
      "added": "2026-09-06",
      "updated": "2026-09-06",
      "description": "Air Arabia is the Middle East's largest low-cost carrier, listed in Dubai and flying from hubs in Sharjah, Abu Dhabi, Ras Al Khaimah, Morocco, Egypt and Pakistan. In May 2025 it began accepting AE Coin, the UAE's first licensed dirham-backed stablecoin, for flight bookings on its own site.",
      "minimum_payment": null,
      "payment_notes": "This is the only merchant in the directory that accepts a dirham stablecoin, and the only one accepting a coin licensed by a central bank. It is also narrow: AE Coin is the sole digital currency Air Arabia takes, and you reach it through the AEC Wallet app rather than a wallet you control. Download the app, verify your identity, top up through Al Maryah Community Bank, then select AE Coin at checkout on airarabia.com. If you are holding USDC or USDT and hoping to buy a ticket, this will not help you — swap or use a card. If you bank in the UAE and hold dirhams, it is a genuine payment option rather than a novelty, since the same coin settles government fees.",
      "refund_policy": "Governed by Air Arabia's ordinary fare rules, which vary by ticket type. Neither Air Arabia nor the issuer documents how an AE Coin payment is refunded; confirm before booking a flexible fare you might actually need to change.",
      "restrictions": [
        "AE Coin only — no USDC, USDT or any dollar stablecoin.",
        "Requires the AEC Wallet app, which is identity-verified and topped up through a UAE bank.",
        "Practically limited to people banking in the UAE."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-announcement"
        ],
        "note": "Air Arabia published the announcement on its own press site on 26 May 2025, stating that the partnership with Al Maryah Community Bank \"makes Air Arabia the first airline in the region to offer stablecoin-based payments\" and quoting group CEO Adel Al Ali. The release describes AE Coin as \"pegged 1:1 to the UAE Dirham\" and sets out the mechanism: customers download the AEC Wallet app, create an account, verify identity, top up through Mbank, then pay at checkout when booking on Air Arabia's website. AE Coin is issued by AED Stablecoin LLC under a licence from the Central Bank of the UAE finalised in December 2024. No other digital currency is mentioned, and no blockchain network is stated by either party, so the networks field is empty rather than inferred.",
        "sources": [
          {
            "url": "https://press.airarabia.com/air-arabia-and-mbank-transform-air-travel-payments-with-ae-coin-speed-security-and-simplicity/",
            "title": "Air Arabia — first airline in the region to accept stablecoin payments",
            "supports": "AE Coin accepted for flight bookings from 26 May 2025, the 1:1 dirham peg, the AEC Wallet mechanism including identity verification, and Mbank as the partner bank.",
            "accessed": "2026-09-06"
          },
          {
            "url": "https://aecoin.com",
            "title": "AE Coin — issuer site",
            "supports": "The AEC ticker, AED Stablecoin LLC as issuer, the 1:1 dirham peg, and the Central Bank of the UAE licence.",
            "accessed": "2026-09-06"
          }
        ]
      },
      "changelog": [
        {
          "date": "2025-05-26",
          "event": "stablecoin_added",
          "field": "stablecoins",
          "from": null,
          "to": "AEC",
          "note": "Air Arabia began accepting AE Coin for flight bookings, becoming the first airline in the Middle East to accept a stablecoin.",
          "source": "https://press.airarabia.com/air-arabia-and-mbank-transform-air-travel-payments-with-ae-coin-speed-security-and-simplicity/"
        },
        {
          "date": "2026-09-06",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after confirming the May 2025 launch against Air Arabia's own press release. First dirham-denominated stablecoin acceptance in the directory.",
          "source": null
        }
      ]
    },
    {
      "slug": "airhub",
      "name": "Airhub",
      "url": "https://stablecoinspend.com/merchants/airhub/",
      "website": "https://www.airhubapp.com",
      "short_description": "Travel eSIM provider for 190-plus countries whose own guide says it accepts Bitcoin, Ethereum, Tether and USD Coin at checkout.",
      "category": "Telecom",
      "category_slug": "telecom",
      "subcategories": [
        "travel"
      ],
      "stablecoins": [
        "USDT",
        "USDC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "esim",
        "travel-data",
        "roaming",
        "unlimited-data",
        "usdt",
        "usdc"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 1
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "Airhub sells travel data eSIMs — country, regional, global and unlimited plans — for more than 190 countries, through its website and apps, with instant QR-code delivery. In October 2025 it announced cryptocurrency payments, and its own guide to buying an eSIM with crypto, updated August 2026, states: \"Airhub accepts Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC) for eSIM purchases.\" No processor and no network are named.",
      "minimum_payment": null,
      "payment_notes": "Airhub's guide is candid in a way few merchant pages are. On coins: \"Airhub accepts Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC) for eSIM purchases.\" On the flow: pick a plan, choose \"Pay with Crypto\" at checkout, enter an email for delivery, scan the QR code or copy the address, send, and \"the moment the blockchain confirms, your eSIM QR code drops into your inbox, usually within minutes\"; the provider \"typically converts your crypto to fiat at the instant you pay, so you're locked to a set price\". On privacy, the line most crypto merchants avoid: \"crypto payments are private, not automatically anonymous ... where a payment processor sits in the middle, some data may live on their side too.\" On fees: the same price as card, plus the network fee. What the guide does not give is the network for either stablecoin or the name of the processor, so both fields are empty here; on a purchase this small the network fee is the whole cost of paying in crypto, and the checkout is where you will see the options.",
      "refund_policy": "Not documented for crypto specifically on the pages we read. Airhub's help centre governs plan issues; a crypto payment converted to fiat at purchase would be refunded, if at all, by Airhub rather than reversed on chain.",
      "restrictions": [
        "No network is named for USDT or USDC. Read it off the checkout before sending.",
        "No processor is named; the guide says only that \"a payment processor sits in the middle\" and may hold some data.",
        "Crypto pricing matches card pricing, with the blockchain network fee as the only extra.",
        "Airhub says eKYC \"may apply to some plans\" regardless of payment method — a carrier rule, not a crypto one."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The merchant's own blog guide names Tether and USD Coin explicitly as accepted for eSIM purchases, describes the checkout and the fiat conversion at payment, and discusses the privacy limits. That is merchant documentation naming the coins, sufficient for a verified status without a live purchase, which we did not make. Airhub's October 2025 press release announcing crypto payments is reported to name the same four assets, but the wire service hosting it refuses automated requests and it is not cited; the guide on Airhub's own domain carries the record. No processor and no network are named anywhere we read. The company's location is not stated on the pages we read and none is asserted.",
        "sources": [
          {
            "url": "https://www.airhubapp.com/blogs/buy-esim-with-crypto",
            "title": "Airhub — The Complete Guide on How to Buy an eSIM with Cryptocurrency",
            "supports": "\"Airhub accepts Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC) for eSIM purchases\"; the checkout steps; fiat conversion at payment; pricing parity; the privacy caveats.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading Airhub's own crypto guide naming USDT and USDC. Processor and network unpublished. Airhub's October 2025 launch announcement could not be read directly, so no dated acceptance event is recorded.",
          "source": null
        }
      ]
    },
    {
      "slug": "alternative-airlines",
      "name": "Alternative Airlines",
      "url": "https://stablecoinspend.com/merchants/alternative-airlines/",
      "website": "https://www.alternativeairlines.com",
      "short_description": "Flight search and booking agency offering an unusually wide range of alternative payment methods.",
      "category": "Flights",
      "category_slug": "flights",
      "subcategories": [
        "travel"
      ],
      "stablecoins": [
        "USDC",
        "USDT",
        "DAI",
        "TUSD",
        "USDP"
      ],
      "networks": [
        "Solana"
      ],
      "coin_networks": {
        "USDC": [
          "Solana"
        ]
      },
      "payment_providers": [],
      "payment_providers_other": [
        "xMoney",
        "Binance Pay",
        "CoinGate",
        "Crypto.com Pay"
      ],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "flights",
        "travel",
        "payment-choice"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 2
      },
      "added": "2026-08-20",
      "updated": "2026-09-22",
      "description": "Alternative Airlines is a UK-based flight booking agency that specialises in offering payment methods most travel sites do not, including cryptocurrency. It sells tickets across a very large number of carriers, including many regional airlines that are hard to book elsewhere.",
      "minimum_payment": null,
      "payment_notes": "Verified August 2026. Coverage spans more than 600 airlines, and the coin presented at checkout depends on which of the four payment partners handles your booking. Select the exact network variant shown — the site distinguishes USDC ERC20, USDC BEP2 and USDC on Solana as separate options. Alternative Airlines also publishes a crypto car rental page covering 70-plus US rental brands, but it is marked \"Coming soon!\" and is not live. We record flights only until it ships.",
      "refund_policy": "Airline fare rules apply. Confirm the refund route for crypto-paid bookings with the agency before booking a refundable fare you may actually need to refund.",
      "restrictions": [],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Alternative Airlines publishes a dedicated stablecoins page naming USDC (including ERC20, BEP2 and Solana variants), USDT, DAI, TUSD, USDP and BUSD. It names xMoney, Binance Pay, CoinGate and Crypto.com as its crypto payment partners.",
        "sources": [
          {
            "url": "https://www.alternativeairlines.com/buy-flights-with-stablecoins",
            "title": "Alternative Airlines — buy flights with stablecoins",
            "supports": "The enumerated stablecoin list and the named network variants.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://www.alternativeairlines.com/cryptocurrencies",
            "title": "Alternative Airlines — pay for flights using cryptocurrency",
            "supports": "The named payment partners and the checkout flow.",
            "accessed": "2026-09-22"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-17",
          "event": "merchant_information_updated",
          "field": "checkout_method",
          "from": null,
          "to": "hosted-checkout",
          "note": "Crypto selected at checkout and handled by one of four named payment partners, per the merchant's stablecoins page. A record field filled from evidence already cited, not a merchant change.",
          "source": null
        },
        {
          "date": "2026-09-22",
          "event": "merchant_information_updated",
          "field": null,
          "from": null,
          "to": null,
          "note": "Networks reduced to Solana, the only chain either merchant page names (\"USDC-SOL\"). Ethereum and BNB Chain were listed on the strength of the processors' general capabilities, which is not merchant evidence. A record correction, not a merchant change.",
          "source": "https://www.alternativeairlines.com/cryptocurrencies"
        }
      ]
    },
    {
      "slug": "alza",
      "name": "Alza",
      "url": "https://stablecoinspend.com/merchants/alza/",
      "website": "https://www.alza.cz",
      "short_description": "Major Central European electronics and general retailer accepting cryptocurrency.",
      "category": "Shopping & Retail",
      "category_slug": "shopping",
      "subcategories": [
        "ecommerce"
      ],
      "stablecoins": [
        "USDC",
        "USDT"
      ],
      "networks": [
        "Ethereum",
        "Tron"
      ],
      "coin_networks": {
        "USDC": [
          "Ethereum"
        ],
        "USDT": [
          "Tron"
        ]
      },
      "payment_providers": [
        {
          "slug": "confirmo",
          "name": "Confirmo"
        }
      ],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "unknown",
      "online": true,
      "physical_locations": false,
      "countries": [
        "CZ",
        "SK",
        "HU",
        "AT",
        "DE"
      ],
      "global_availability": false,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "electronics",
        "retail",
        "europe",
        "czech"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-03",
        "last_reviewed": "2026-09-03",
        "source_count": 1
      },
      "added": "2026-08-20",
      "updated": "2026-09-03",
      "description": "Alza is one of Central Europe's largest online retailers, selling electronics, appliances, computing, toys and general merchandise across the Czech Republic, Slovakia, Hungary, Austria and Germany. It has accepted cryptocurrency for a number of years, including at some physical collection points.",
      "minimum_payment": null,
      "payment_notes": "Verified September 2026. Alza routes crypto checkout to the Confirmo gateway, where two stablecoins are offered alongside BTC, Lightning, LTC, ETH, TRX and SOL. The network is fixed per asset and not selectable: USDT settles on Tron, USDC on Ethereum. Sending either token on any other chain will not be credited. Payment is completed by scanning the gateway QR code or using the pay button from a mobile wallet.",
      "refund_policy": "Returns follow Alza's standard policy and applicable EU consumer protection rules. Confirm the refund route for crypto payments.",
      "restrictions": [],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Alza's own payment help page documents the Confirmo gateway and names USDT and USDC as the two stablecoins offered, each pinned to a single network — USDT on Tron, USDC on Ethereum. The seed record's Polygon and Base claims were wrong and have been removed.",
        "sources": [
          {
            "url": "https://www.alza.cz/bitcoin-jak-platit",
            "title": "Alza.cz — how to pay with bitcoin and cryptocurrency",
            "supports": "The Confirmo gateway, the offered asset list including USDT and USDC, and the fixed network for each stablecoin.",
            "accessed": "2026-09-03"
          }
        ]
      },
      "changelog": []
    },
    {
      "slug": "ben-watches",
      "name": "Ben Watches",
      "url": "https://stablecoinspend.com/merchants/ben-watches/",
      "website": "https://www.benwatches.com",
      "short_description": "Independent dealer in neo-vintage and rare timepieces, based in London, Gibraltar, Marbella and Geneva, taking Bitcoin and Tether for every watch.",
      "category": "Watches",
      "category_slug": "watches",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDT"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "invoice",
      "online": true,
      "physical_locations": false,
      "countries": [
        "GB"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "unknown",
      "tags": [
        "luxury-watches",
        "neo-vintage",
        "independent-watchmakers",
        "london",
        "gibraltar",
        "geneva",
        "usdt"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 2
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "Ben Watches is an independent luxury watch dealer and collector with a presence in London, Gibraltar, Marbella and Geneva and, by its own account, more than fifteen years in the trade. Its focus is neo-vintage and unusual pieces — Daniel Roth, Gérald Genta, Ulysse Nardin, Piaget and independent watchmakers — rather than mainstream hype models. Its crypto page states: \"We accept crypto payments with Bitcoin (BTC) and Tether (USDT) for all luxury watches listed on our website,\" through an unnamed third-party provider, at the spot rate plus 2%.",
      "minimum_payment": null,
      "payment_notes": "Ben Watches' crypto page is short and specific. \"We accept crypto payments with Bitcoin (BTC) and Tether (USDT) for all luxury watches listed on our website.\" Pricing: \"All prices quoted in GBP are converted to BTC (or other cryptocurrencies) at the spot rate plus a nominal fee of 2% to account for price fluctuations and transaction costs.\" Mechanics: \"We use a third-party service provider to accept cryptocurrency payments,\" Bitcoin invoices are payable within 24 hours and \"payments in cryptocurrencies other than Bitcoin (BTC) must be made within 30 minutes of placing an order\" — so a USDT payment has a half-hour window. The site's page title adds Ethereum, Solana, Litecoin and Dogecoin to the list, but the body text names only BTC and USDT; we record the body. Neither the provider nor the USDT network is named, and with Tether on half a dozen chains that is the detail to confirm before sending a five-figure sum. The 2% fee is unusual in being stated; most dealers bury it in the rate.",
      "refund_policy": "Not documented for crypto payments on the pages we read. The dealer's terms and conditions govern returns; a payment through a third-party crypto provider at a converted GBP price would be refunded, if at all, by the dealer rather than reversed on chain.",
      "restrictions": [
        "USDT only among stablecoins; no USDC is named. Prices are quoted in GBP and converted at spot.",
        "A 2% conversion fee is added \"to account for price fluctuations and transaction costs\".",
        "Payments in cryptocurrencies other than Bitcoin must be made within 30 minutes of placing an order (Bitcoin gets 24 hours).",
        "No network is named for USDT and the third-party provider is not identified; read both off the invoice.",
        "Sales are by enquiry and invoice — WhatsApp and email — rather than a cart checkout; hand delivery is offered in select locations."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The merchant's own crypto page names Tether explicitly as an accepted payment for all listed watches, states the 2% conversion fee and the 30-minute window for non-Bitcoin payments, and says a third-party provider is used. That is merchant documentation naming the coin, sufficient for a verified status without a live purchase, which we did not make. The page title lists more coins than the body; we follow the body. No network and no provider are named, so those fields are empty. Locations and the fifteen-year claim are from the homepage's about section; no registered company name is shown on the pages we read and none is asserted. We have not adopted review-site scores.",
        "sources": [
          {
            "url": "https://www.benwatches.com/crypto",
            "title": "Ben Watches — Crypto",
            "supports": "Bitcoin and Tether accepted for all listed watches; GBP-to-crypto conversion at spot plus 2%; third-party provider; 24-hour Bitcoin and 30-minute other-coin payment windows.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://www.benwatches.com/",
            "title": "Ben Watches — homepage",
            "supports": "Locations in London, Gibraltar, Marbella and Geneva; fifteen-plus years in the trade; focus on neo-vintage and independent watchmakers; hand-delivery service.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the dealer's own crypto page, which names Tether and states the fee and payment window.",
          "source": null
        }
      ]
    },
    {
      "slug": "bentley-university",
      "name": "Bentley University",
      "url": "https://stablecoinspend.com/merchants/bentley-university/",
      "website": "https://www.bentley.edu",
      "short_description": "Massachusetts business university whose student accounts office takes tuition in USDC through Coinbase — the one stablecoin route into a US degree we found.",
      "category": "Education",
      "category_slug": "education",
      "subcategories": [],
      "stablecoins": [
        "USDC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [
        {
          "slug": "coinbase-commerce",
          "name": "Coinbase Commerce"
        }
      ],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "invoice",
      "online": true,
      "physical_locations": true,
      "countries": [
        "US"
      ],
      "global_availability": false,
      "excluded_countries": [],
      "kyc_required": "yes",
      "tags": [
        "university",
        "tuition",
        "business-school",
        "massachusetts",
        "united-states",
        "coinbase",
        "usdc-only"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 2
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "Bentley University is a private business university in Waltham, Massachusetts. In May 2022 it announced it would accept Bitcoin, Ethereum and USD Coin for tuition through Coinbase, one of the first US universities to do so. Its current tuition payment page is narrower and specific: \"Bentley has partnered with Coinbase to allow students and families to make payments with USDC.\" Students fill in a form with the student's name and Bentley ID and are sent to a Coinbase payment page to complete the transaction.",
      "minimum_payment": null,
      "payment_notes": "The Student Accounts payments page lists ACH, a payment plan, Flywire for international payments, cryptocurrency, cheque and card, and for the crypto option says only: \"Bentley has partnered with Coinbase to allow students and families to make payments with USDC. Click the button below to be brought to a form. Once you fill it out with basic information including the student's name and Bentley ID, you will be directed to a Coinbase payment page to complete the transaction.\" The card alternative carries a 2.95% domestic or 4.25% international service fee, which is the practical case for the USDC route for a family paying from abroad: a stablecoin transfer to a Coinbase checkout costs a network fee rather than a percentage of a semester's tuition. Bentley's May 2022 news release described the arrangement as \"partnering with the crypto exchange Coinbase to accept three cryptocurrencies — Bitcoin, Ethereum and the stablecoin USD Coin\"; the payment page today names USDC only, and a payer holding Bitcoin should confirm with the Student Accounts office before assuming the wider list still applies.",
      "refund_policy": "Not documented for crypto specifically. Bentley publishes a late-payments-and-refunds page for tuition generally; a USDC payment converted through Coinbase would be refunded, where a refund is due, under the university's ordinary process rather than reversed on chain.",
      "restrictions": [
        "USDC only. The 2022 announcement named Bitcoin and Ethereum too; the current payment page names USDC alone, and we record the current page.",
        "Tuition and fees for enrolled students only — the form asks for a student name and Bentley ID. This is not a way to buy a course or a certificate from outside.",
        "No network is named. The Coinbase payment page determines it; Coinbase Business checkouts typically offer USDC on Base, Polygon and Ethereum for self-custody wallets, but the university does not say so.",
        "Payment posts on Coinbase's schedule and the university's; a tuition deadline should not be left to the last hour on any chain."
      ],
      "location_count": 1,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation",
          "merchant-announcement"
        ],
        "note": "The university's own Student Accounts payments page names USDC and Coinbase and describes the form-then-Coinbase flow; its own May 2022 news release documents the launch and the original three-asset list. That is merchant documentation naming the coin, sufficient for a verified status without a live payment, which we did not make — and could not, since the route is for enrolled students. The narrowing from three assets to USDC is recorded as found: we cite the current page for the coin list and the 2022 release for the date, and do not assert when or why Bitcoin and Ethereum dropped off the page. The processor is mapped to our Coinbase Commerce profile, Coinbase Business being its successor; no network is named by the university, so the field is empty. Student identity is required by the nature of the payment.",
        "sources": [
          {
            "url": "https://www.bentley.edu/offices/student-accounts/payments",
            "title": "Bentley University — Tuition Payment Options",
            "supports": "\"Bentley has partnered with Coinbase to allow students and families to make payments with USDC\"; the form and Coinbase payment page flow; card service fees of 2.95% and 4.25%.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://www.bentley.edu/news/bentley-now-accepting-cryptocurrency-tuition-payments",
            "title": "Bentley University — Bentley Now Accepting Cryptocurrency for Tuition Payments (3 May 2022)",
            "supports": "The launch through Coinbase, the original Bitcoin, Ethereum and USD Coin list, and the university president's statement.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2022-05-03",
          "event": "stablecoin_added",
          "field": "stablecoins",
          "from": null,
          "to": "USDC",
          "note": "Bentley announced tuition payments in Bitcoin, Ethereum and USD Coin through Coinbase, one of the first US universities to accept a stablecoin for tuition.",
          "source": "https://www.bentley.edu/news/bentley-now-accepting-cryptocurrency-tuition-payments"
        },
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the university's current payments page, which names USDC via Coinbase, and its 2022 announcement. Bitcoin and Ethereum no longer appear on the payment page.",
          "source": null
        }
      ]
    },
    {
      "slug": "bidali",
      "name": "Bidali",
      "url": "https://stablecoinspend.com/merchants/bidali/",
      "website": "https://giftcards.bidali.com",
      "short_description": "Gift cards for 4,700+ brands across 100+ countries, payable with four of our tracked stablecoins on twelve networks.",
      "category": "Gift Cards",
      "category_slug": "gift-cards",
      "subcategories": [
        "shopping",
        "travel"
      ],
      "stablecoins": [
        "USDC",
        "USDT",
        "PYUSD",
        "RLUSD"
      ],
      "networks": [
        "Ethereum",
        "Base",
        "Solana",
        "Polygon",
        "Arbitrum",
        "Optimism",
        "Tron",
        "Stellar",
        "XRP Ledger",
        "Avalanche",
        "BNB Chain",
        "Celo"
      ],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "CA"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "gift-cards",
        "vouchers",
        "canada",
        "multi-chain",
        "stablecoin-native"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 3
      },
      "added": "2026-09-06",
      "updated": "2026-09-22",
      "description": "Bidali is a Canadian company selling gift cards and vouchers for cryptocurrency, covering more than 4,700 brands in over 100 countries with delivery by email. It documents its accepted assets and networks more thoroughly than any other merchant in this directory, down to which chain each token settles on.",
      "minimum_payment": null,
      "payment_notes": "This is the most thoroughly documented merchant in the directory. Bidali publishes a currencies page and a networks page, and rather than listing assets in the abstract it states which chains each token settles on: USDC across sixteen networks, USDT across eleven, PYUSD on Solana, RLUSD on the XRP Ledger. Twelve of the thirteen networks this directory tracks are covered — every one except Algorand. It also accepts several stablecoins outside our enum, including Celo Dollar, Celo Euro, USD1, Agora USD and USDT0, so the real list is longer than what we record. Practically: pick the cheapest chain your wallet supports, because Bidali almost certainly supports it too.",
      "refund_policy": "Gift card codes are delivered instantly and are not returnable once issued. A crypto payment adds no chargeback, so treat a purchase as final and check brand and country before buying.",
      "restrictions": [
        "Brand availability varies by country — check the card is redeemable where you are before buying.",
        "Gift card codes are delivered by email and are irrevocable once issued."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Bidali maintains dedicated currencies and networks pages on its own domain. The stablecoins it lists are USD Coin, Tether, Celo Dollar, Celo Euro, PayPal USD, RLUSD, USD₮0, USD1, Agora USD and PathUSD. Four are in this directory's enum and are recorded: USDC, USDT, PYUSD and RLUSD. The networks page lists Solana, Polygon, Celo, Monad, Ethereum, Avalanche, Osmosis, Binance Smart Chain, Sui, Arbitrum, Tempo, Cosmos Hub, Stellar, HyperEVM, Optimism, Aptos, Base, Tron and XRPL; the twelve that exist in our network enum are recorded, with Monad, Osmosis, Sui, Tempo, Cosmos Hub, HyperEVM and Aptos omitted as out of enum. Per-asset chain detail is published — USDC on sixteen networks, PYUSD on Solana, RLUSD on the XRP Ledger — which is why this record carries networks with confidence rather than leaving the field empty. Corporate identity is stated in the terms: Bidali Inc., a Canadian corporation at #300 - 1550 5 St SW, Calgary, Alberta. Domain registered 2014.",
        "sources": [
          {
            "url": "https://giftcards.bidali.com/currencies",
            "title": "Bidali — supported currencies",
            "supports": "The full stablecoin list including PYUSD on Solana and RLUSD on the XRP Ledger, with per-asset network coverage.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://giftcards.bidali.com/networks",
            "title": "Bidali — supported networks",
            "supports": "The blockchain networks on which gift cards can be paid for, including Stellar, XRPL, Tron and Celo.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://www.bidali.com/policies/terms",
            "title": "Bidali — terms of service",
            "supports": "Bidali Inc. as the operating entity, a Canadian corporation with a stated Calgary address.",
            "accessed": "2026-09-06"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-06",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after confirming four tracked stablecoins and twelve tracked networks in Bidali's own currencies and networks documentation. First merchant in the directory accepting RLUSD, and first on Stellar and the XRP Ledger.",
          "source": null
        }
      ]
    },
    {
      "slug": "bitgild",
      "name": "Bitgild",
      "url": "https://stablecoinspend.com/merchants/bitgild/",
      "website": "https://www.bitgild.com",
      "short_description": "Dutch bullion dealer, crypto-native since 2013, pricing its catalogue in USDC, USDT and DAI and taking them on Ethereum, Arbitrum, Base and Tron.",
      "category": "Precious Metals",
      "category_slug": "precious-metals",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDC",
        "USDT",
        "DAI"
      ],
      "networks": [
        "Ethereum",
        "Arbitrum",
        "Base",
        "Tron"
      ],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "NL"
      ],
      "global_availability": false,
      "excluded_countries": [],
      "kyc_required": "unknown",
      "tags": [
        "gold",
        "silver",
        "bullion",
        "netherlands",
        "europe",
        "crypto-native",
        "dai",
        "self-hosted"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 4
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "Bitgild Bullion B.V. is a precious metals dealer in Baarn, the Netherlands, that has sold gold and silver for cryptocurrency since 2013 and describes itself as one of the largest gold shops in Europe. Its site can be browsed with every price shown in USDC, USDT or DAI, its homepage says it accepts \"Bitcoin and stablecoins on several networks including Ethereum, Arbitrum, Base, and Tron\", and it processes crypto payments itself rather than through a gateway. Delivery is by insured UPS across Europe, or collection by appointment in Baarn or The Hague.",
      "minimum_payment": null,
      "payment_notes": "Bitgild is one of the few merchants anywhere that lets you shop in a stablecoin: the currency switcher at the top of every page offers EUR, USD, GBP, BTC, ETH, DAI, USDT and USDC, and choosing one reprices the whole catalogue. The homepage states: \"We accept Bitcoin and stablecoins on several networks including Ethereum, Arbitrum, Base, and Tron,\" and, under \"Self-hosted crypto payments\", that \"all crypto transactions are processed without third-party involvement\". The terms of service set the mechanics: payment within 15 minutes of the invoice date, at the rate on the invoice, with the customer in default after that. A Travel Rule note on the about page gives the company details an exchange may ask for when you withdraw to Bitgild — Bitgild Bullion B.V., Chamber of Commerce 93835507 — which tells you the dealer expects exchange withdrawals and has thought about the compliance friction. For a USDC order, Arbitrum or Base will cost a fraction of a cent in gas against Ethereum's several dollars; the merchant lists both.",
      "refund_policy": "Documented in the terms. \"By paying with cryptocurrencies consumers accept that refunds and partial refunds in cryptocurrencies will be calculated based on the actual exchange rate and the invoice amount in EUR\" — only the euro value on the invoice is refunded. For a stablecoin payment that is roughly whole; for Bitcoin it is not. Damaged and lost packages are handled by replacement or refund under separate articles of the terms.",
      "restrictions": [
        "Payment must be made within 15 minutes of the invoice; after that the order is in default under Bitgild's terms.",
        "Networks are stated as a group — \"Ethereum, Arbitrum, Base, and Tron\" — not per coin. Read the network off the invoice before sending; Tron is in practice a USDT network.",
        "Delivery is within Europe by UPS, with import taxes noted for the UK; collection in Baarn or The Hague is by appointment and for orders over €3,000.",
        "Refunds on crypto orders are calculated in euros at the invoice value, not returned as the coins you sent."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Bitgild's own homepage names stablecoins and four networks; its currency switcher names USDC, USDT and DAI individually and reprices the catalogue in each; its terms document the 15-minute window and the euro-denominated refund rule; its about page gives the operating company and address. That is merchant documentation naming coin and network, which carries a verified status without a live purchase, which we did not make. The networks are stated collectively rather than per coin, which the record notes. No gateway is involved — the merchant says its crypto payments are self-hosted — so there is no second source to cite and none is needed. The merchant's review scores are not adopted. Delivery coverage and collection terms are from the delivery page.",
        "sources": [
          {
            "url": "https://www.bitgild.com/",
            "title": "Bitgild — homepage",
            "supports": "\"We accept Bitcoin and stablecoins on several networks including Ethereum, Arbitrum, Base, and Tron\"; the USDC/USDT/DAI currency switcher; self-hosted payment processing; trading since 2013.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://www.bitgild.com/terms-and-conditions",
            "title": "Bitgild — terms and conditions",
            "supports": "Article 7: payment within 15 minutes of the invoice; crypto refunds calculated on the euro invoice value.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://www.bitgild.com/about-us",
            "title": "Bitgild — about us",
            "supports": "Bitgild Bullion B.V., Chamber of Commerce 93835507, Baarn; founded 2013; Travel Rule details for exchange withdrawals.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://www.bitgild.com/delivery-and-shipping",
            "title": "Bitgild — delivery and shipping",
            "supports": "Insured UPS delivery across Europe and collection by appointment in Baarn or The Hague for orders over €3,000.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading Bitgild's own site, which names USDC, USDT and DAI and four networks and documents self-hosted crypto checkout.",
          "source": null
        }
      ]
    },
    {
      "slug": "bitrefill",
      "name": "Bitrefill",
      "url": "https://stablecoinspend.com/merchants/bitrefill/",
      "website": "https://www.bitrefill.com",
      "short_description": "Gift card and mobile top-up platform built specifically for spending crypto and stablecoins.",
      "category": "Gift Cards",
      "category_slug": "gift-cards",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDC",
        "USDT"
      ],
      "networks": [
        "Ethereum",
        "Base",
        "Arbitrum",
        "Polygon",
        "Solana",
        "Tron",
        "BNB Chain"
      ],
      "coin_networks": {
        "USDC": [
          "Arbitrum",
          "Base",
          "Ethereum",
          "Polygon",
          "Solana"
        ],
        "USDT": [
          "Arbitrum",
          "BNB Chain",
          "Ethereum",
          "Polygon",
          "Tron"
        ]
      },
      "payment_providers": [],
      "payment_providers_other": [
        "Direct crypto payment"
      ],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "gift-cards",
        "top-ups",
        "esim",
        "crypto-native",
        "bills"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 1
      },
      "added": "2026-08-20",
      "updated": "2026-09-22",
      "description": "Bitrefill sells gift cards, mobile top-ups, eSIMs and bill payments for thousands of brands across a large number of countries, accepting only cryptocurrency. It is the most established platform in this category and one of the most practical ways to convert a stablecoin balance into everyday spending power.",
      "minimum_payment": "Small purchases are supported; minimums depend on the brand and denomination.",
      "payment_notes": "Bitrefill is crypto-only by design rather than a retailer that added a crypto option. Its published token list is per-network, so check that your wallet is on one of the listed chains before sending. Brand and denomination availability varies substantially by country, and the effective rate varies by brand.",
      "refund_policy": "Gift card codes are generally non-refundable once revealed, which is standard across the industry. Codes that fail to redeem are normally replaced if reported promptly.",
      "restrictions": [],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Bitrefill publishes an explicit accepted-token list. Confirmed: USDT on Arbitrum, BNB Smart Chain, Ethereum, Polygon, Tron and TON; USDC on Arbitrum, Base, Ethereum, Polygon and Solana. DAI is not on the list and has been removed from this record. TON is accepted by the merchant but is not a network we currently profile.",
        "sources": [
          {
            "url": "https://help.bitrefill.com/hc/en-us/articles/4613768372882-What-tokens-are-accepted-by-Bitrefill",
            "title": "Bitrefill — what tokens are accepted",
            "supports": "The explicit per-coin, per-network accepted list quoted above.",
            "accessed": "2026-09-22"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-17",
          "event": "merchant_information_updated",
          "field": "checkout_method",
          "from": null,
          "to": "hosted-checkout",
          "note": "Direct crypto payment at checkout to the merchant's own address, per its token list documentation. A record field filled from evidence already cited, not a merchant change.",
          "source": null
        }
      ]
    },
    {
      "slug": "bj-luxury",
      "name": "BJ Luxury",
      "url": "https://stablecoinspend.com/merchants/bj-luxury/",
      "website": "https://bjluxury.com",
      "short_description": "Singapore Hermès and Chanel reseller taking USDT and USDC through a Triple-A checkout, with KYC on larger orders and prices that include shipping and duties.",
      "category": "Handbags",
      "category_slug": "handbags",
      "subcategories": [
        "luxury",
        "shopping"
      ],
      "stablecoins": [
        "USDT",
        "USDC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [
        {
          "slug": "triple-a",
          "name": "Triple-A"
        }
      ],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": true,
      "countries": [
        "SG"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "hermes",
        "chanel",
        "handbags",
        "pre-owned-luxury",
        "singapore",
        "triple-a"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-15",
        "last_reviewed": "2026-09-15",
        "source_count": 2
      },
      "added": "2026-09-15",
      "updated": "2026-09-15",
      "description": "BJ Luxury is a Singapore reseller of authenticated pre-owned Hermès, Chanel and other designer bags, with a boutique at Pacific Plaza on Scotts Road and worldwide shipping to a published list of countries with duties included. Its Cryptocurrency Payments page says that \"in selected regions, BJ Luxury accepts payments in\" Bitcoin, Ethereum, Tether and USD Coin, through Triple-A, selected at checkout, with a Know Your Customer step for larger orders.",
      "minimum_payment": null,
      "payment_notes": "BJ Luxury's page, dated November 2024, walks through the checkout: select \"Cryptocurrency\" as the payment method, confirm the order, and \"you will be redirected to Triple-A, our cryptocurrency payment provider\"; on the Triple-A page, \"select the cryptocurrency you wish to use and review the final amount\", scan the QR code or copy the address and exact amount, send from your wallet, and \"once the payment is confirmed, you'll be redirected to the BJ Luxury order confirmation page\" — keeping the browser window open while it processes. Accepted, \"in selected regions\": Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC). The KYC note: \"for security reasons, larger orders will require the completion of the Know Your Customer (KYC) process ... a quick process handled at the start of your payment.\" The page adds that neither BJ Luxury nor Triple-A is responsible for errors in transaction details, and that prices include shipping, import taxes and customs duties for the destination. The network is chosen on the Triple-A page and is not published; with USDT that is the detail to check twice.",
      "refund_policy": "Not documented for crypto. BJ Luxury publishes terms and conditions of sale; Triple-A converts crypto to fiat at payment and settles to the merchant, so a refund where due would be issued by BJ Luxury rather than reversed on chain.",
      "restrictions": [
        "\"In selected regions\" — the page does not say which. Confirm the crypto option appears for your shipping country before relying on it.",
        "Larger orders \"will require the completion of the Know Your Customer (KYC) process\" — an identification document, submitted at the start of payment.",
        "No network is named for USDT or USDC; the Triple-A page shows it. BJ Luxury's own warning: a wrong address or network \"can result in lost funds, which cannot be recovered\".",
        "Blockchain fees are the buyer's; no Triple-A account is needed."
      ],
      "location_count": 1,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The merchant's own Cryptocurrency Payments page names Tether and USD Coin, names Triple-A as the processor, and describes the checkout, the KYC rule and the wrong-network warning. That is merchant documentation naming the coins, sufficient for a verified status without a live purchase, which we did not make. No network is named, so the field is empty; \"in selected regions\" is recorded as a restriction because the regions are not listed. The boutique address and shipping-country list are from the site footer and header.",
        "sources": [
          {
            "url": "https://bjluxury.com/cryptocurrency-payments/",
            "title": "BJ Luxury — Cryptocurrency Payments",
            "supports": "Bitcoin, Ethereum, Tether and USD Coin accepted in selected regions via Triple-A; the checkout steps; KYC for larger orders; the wrong-network warning; duties-inclusive pricing.",
            "accessed": "2026-09-15"
          },
          {
            "url": "https://bjluxury.com/",
            "title": "BJ Luxury — homepage",
            "supports": "The Pacific Plaza boutique in Singapore and the list of shipping countries.",
            "accessed": "2026-09-15"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-15",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the merchant's own cryptocurrency payments page naming USDT and USDC via Triple-A.",
          "source": null
        }
      ]
    },
    {
      "slug": "btc-bullions",
      "name": "BTC Bullions",
      "url": "https://stablecoinspend.com/merchants/btc-bullions/",
      "website": "https://btcbullions.com",
      "short_description": "UK crypto-first bullion dealer naming USDT and USDC among 50-plus coins, with USD price locks, insured worldwide delivery and no KYC under $50,000.",
      "category": "Precious Metals",
      "category_slug": "precious-metals",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDT",
        "USDC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "GB"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "gold",
        "silver",
        "bullion",
        "united-kingdom",
        "crypto-native",
        "no-kyc",
        "worldwide-shipping"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 3
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "BTC Bullions is the trading name of Ethical Gold Ltd, a company registered in England and Wales and based in Ashbourne, Derbyshire, selling gold and silver bars and coins \"with Bitcoin and 50+ cryptocurrencies\" since 2018. Its FAQ names \"stablecoins like USDT and USDC\" among the accepted assets, locks the price in US dollars for the checkout window, dispatches within one to three business days of on-chain confirmation, and ships insured to 150-plus countries. It does not publish which networks it takes the stablecoins on.",
      "minimum_payment": null,
      "payment_notes": "BTC Bullions' FAQ answers the questions a stablecoin buyer would ask, in order. Which cryptocurrencies: \"Bitcoin (BTC), Ethereum (ETH), stablecoins like USDT and USDC, BNB, Litecoin, Monero, Solana and 50+ other cryptocurrencies.\" How the price is protected: \"When you check out, your price is locked in USD for the checkout window. Crypto market moves during that window do not change your order total.\" When it ships: \"once your transaction is confirmed on-chain\", typically within the hour, then dispatch in one to three business days. What if the amount is wrong: the team arranges \"a top-up or a refund of the difference, in crypto\". Guest checkout is available. What the FAQ does not say is which chain USDT or USDC arrive on, or who runs the checkout — the about page's \"self-custody first — we never hold your funds\" suggests the dealer's own wallet addresses rather than a gateway. Check the network on the invoice; with USDT in particular the same ticker lives on half a dozen chains.",
      "refund_policy": "Documented. Returns are accepted within 30 days for unopened, undamaged products and \"may be subject to a market-loss adjustment\". Under- and overpayments are corrected in crypto. Buyback at market-based prices is offered as the normal exit.",
      "restrictions": [
        "No network is published for USDT or USDC. Read it off the invoice at checkout before sending.",
        "No processor is named; the dealer says it is \"self-custody first\" and never holds your funds, which implies its own addresses.",
        "No KYC on orders under $50,000 by the dealer's statement; larger orders \"may require additional verification\".",
        "Returns within 30 days for unopened products, subject to a market-loss adjustment because bullion tracks the spot price."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The dealer's own FAQ names USDT and USDC and documents the price lock, confirmation rule, dispatch timing, KYC threshold, returns and buyback; its about page and terms name the operating company and address. That is merchant documentation naming the coins, sufficient for a verified status without a live order, which we did not place. No network and no processor are stated, so both fields are empty. The \"trading since 2018\" claim and the 150-country shipping figure are the merchant's own. We have not adopted any review score. Resolving the network question needs a checkout test.",
        "sources": [
          {
            "url": "https://btcbullions.com/faq",
            "title": "BTC Bullions — FAQ",
            "supports": "USDT and USDC among accepted assets; USD price lock; on-chain confirmation before dispatch; no KYC under $50,000; returns and under/overpayment handling.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://btcbullions.com/about-us",
            "title": "BTC Bullions — About us",
            "supports": "Ethical Gold Ltd, company number 14251139, Ashbourne, Derbyshire; trading since 2018; self-custody payments; worldwide shipping.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://btcbullions.com/terms-and-conditions",
            "title": "BTC Bullions — Terms and conditions",
            "supports": "The contracting entity and governing law (England and Wales).",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the dealer's own FAQ, which names USDT and USDC. Network and processor unpublished.",
          "source": null
        }
      ]
    },
    {
      "slug": "cherry-servers",
      "name": "Cherry Servers",
      "url": "https://stablecoinspend.com/merchants/cherry-servers/",
      "website": "https://www.cherryservers.com",
      "short_description": "Lithuanian bare-metal and cloud infrastructure provider that settles USDC and DAI through CoinGate and BVNK.",
      "category": "Cloud Hosting",
      "category_slug": "cloud-hosting",
      "subcategories": [
        "hosting",
        "developer-tools"
      ],
      "stablecoins": [
        "USDC",
        "DAI"
      ],
      "networks": [
        "Ethereum",
        "BNB Chain",
        "Arbitrum",
        "Optimism",
        "Polygon"
      ],
      "coin_networks": {
        "USDC": [
          "Ethereum",
          "BNB Chain",
          "Arbitrum",
          "Optimism",
          "Polygon"
        ]
      },
      "payment_providers": [
        {
          "slug": "coingate",
          "name": "CoinGate"
        }
      ],
      "payment_providers_other": [
        "BVNK"
      ],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "LT",
        "US",
        "NL",
        "SG"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "bare-metal",
        "dedicated-servers",
        "cloud",
        "kubernetes",
        "europe"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 2
      },
      "added": "2026-09-05",
      "updated": "2026-09-22",
      "description": "Cherry Servers is a Lithuanian infrastructure provider selling dedicated bare-metal servers, cloud compute and managed Kubernetes, aimed at teams that want single-tenant hardware without a hyperscaler contract. It has taken cryptocurrency since 2017 and documents its accepted asset list rather than deferring to a gateway page.",
      "minimum_payment": null,
      "payment_notes": "Cherry Servers is one of the few hosts that names its stablecoins instead of pointing at a gateway list, and one of the very few that publicly explains a coin being removed. USDT is gone — CoinGate stopped processing it for EU merchants under MiCA, and Cherry Servers enforced a hard stop on 1 April 2025. If you hold USDT, you will need to swap before paying. USDC is the intended replacement and is accepted across six networks, so check which one your wallet is on before sending; Arbitrum or Polygon will cost you far less in fees than Ethereum mainnet for a server invoice.",
      "refund_policy": "Cherry Servers bills prepaid account credit rather than charging per invoice, so an overpayment generally stays as credit. Confirm the handling of a crypto refund with support before paying if that matters to you.",
      "restrictions": [
        "USDT was withdrawn on 1 April 2025 and is no longer accepted.",
        "Crypto tops up account credit; it is not available for automatic recurring billing."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Cherry Servers' own billing documentation names the accepted assets, which include USD Coin (USDC) and Dai (DAI) alongside a list of non-stablecoin crypto, and names CoinGate and BVNK as the two processors. A separate post on the company's own blog documents the removal of USDT and the reason for it. USDC network coverage is taken from that post: Ethereum, Binance Smart Chain, Arbitrum, Optimism, Polygon and Solana; we list Solana only where the billing documentation also mentions it, and it does not, so Solana is excluded here pending a clearer statement.",
        "sources": [
          {
            "url": "https://www.cherryservers.com/knowledge/docs/usage-billing/payment-methods",
            "title": "Cherry Servers — available payment methods",
            "supports": "The accepted asset list including USDC and DAI, the named processors CoinGate and BVNK, and the supported blockchain networks.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://www.cherryservers.com/blog/usdt-to-usdc-transition",
            "title": "Cherry Servers — USDT to USDC transition",
            "supports": "The withdrawal of USDT effective 1 April 2025, the MiCA/CoinGate reason for it, and the networks on which USDC is accepted.",
            "accessed": "2026-09-05"
          }
        ]
      },
      "changelog": [
        {
          "date": "2025-04-01",
          "event": "stablecoin_removed",
          "field": "stablecoins",
          "from": "USDT",
          "to": null,
          "note": "Cherry Servers enforced a hard stop on USDT payments after CoinGate ceased processing Tether for EU merchants under MiCA, and directed customers to USDC instead.",
          "source": "https://www.cherryservers.com/blog/usdt-to-usdc-transition"
        },
        {
          "date": "2026-09-05",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added to the directory after confirming USDC and DAI acceptance against Cherry Servers' own billing documentation.",
          "source": null
        }
      ]
    },
    {
      "slug": "cloudzy",
      "name": "Cloudzy",
      "url": "https://stablecoinspend.com/merchants/cloudzy/",
      "website": "https://cloudzy.com",
      "short_description": "VPS provider that treats USDT as a first-class checkout option alongside cards, with instant deployment.",
      "category": "Web Hosting",
      "category_slug": "hosting",
      "subcategories": [
        "cloud-hosting"
      ],
      "stablecoins": [
        "USDT"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "US",
        "NL",
        "DE",
        "GB",
        "SG"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "unknown",
      "tags": [
        "vps",
        "windows-vps",
        "linux",
        "instant-deploy"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-05",
        "last_reviewed": "2026-09-05",
        "source_count": 1
      },
      "added": "2026-09-05",
      "updated": "2026-09-05",
      "description": "Cloudzy sells Linux and Windows virtual private servers across a wide set of global locations, positioned around fast provisioning and low entry pricing. It markets USDT payment as a headline feature rather than an afterthought, with dedicated product pages built around it.",
      "minimum_payment": null,
      "payment_notes": "Cloudzy states plainly that USDT is a first-class payment method available on every plan, and that refunds paid in USDT are returned in USDT to the address or account used. What it does not publish is which network — no mention of Tron, Ethereum or anything else appears in its customer-facing material, and no payment gateway is named. Treat the checkout screen as the source of truth for the chain, and do not assume it matches whichever network your exchange defaults to.",
      "refund_policy": "Cloudzy advertises a money-back window and states that a payment made in USDT is refunded in USDT to the originating address or account.",
      "restrictions": [
        "Networks for USDT are not published; confirm the chain shown at checkout before sending."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Cloudzy's own Tether VPS product page states repeatedly and unambiguously that USDT is an accepted payment method on every plan, answers \"Can I really pay for the VPS with USDT?\" with \"Yes\", and describes the refund path for a USDT payment. USDT is the only stablecoin named; the page lists BTC and ETH as the other crypto options. No network is stated anywhere on the page and no payment processor is identified, so both fields are left empty rather than inferred.",
        "sources": [
          {
            "url": "https://cloudzy.com/tether-vps/",
            "title": "Cloudzy — Tether VPS",
            "supports": "USDT accepted on every plan as a first-class payment method, USDT refunds returned in USDT, and BTC and ETH as the only other crypto options.",
            "accessed": "2026-09-05"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-05",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after confirming USDT acceptance on Cloudzy's own Tether VPS product page.",
          "source": null
        }
      ]
    },
    {
      "slug": "coincards",
      "name": "CoinCards",
      "url": "https://stablecoinspend.com/merchants/coincards/",
      "website": "https://coincards.com",
      "short_description": "Gift card platform focused on Canadian and US brands, accepting crypto and stablecoins.",
      "category": "Gift Cards",
      "category_slug": "gift-cards",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDC",
        "USDT"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [
        "Direct crypto payment"
      ],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [
        "CA",
        "US"
      ],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "no",
      "tags": [
        "gift-cards",
        "canada",
        "united-states",
        "grocery"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 1
      },
      "added": "2026-08-20",
      "updated": "2026-09-22",
      "description": "CoinCards sells gift cards for retailers, restaurants, grocers and services with a focus on Canadian and United States brands, accepting cryptocurrency including stablecoins. Its regional focus means deeper local inventory than globally-oriented platforms.",
      "minimum_payment": "Varies by brand and denomination.",
      "payment_notes": "Verified August 2026. Regional focus on Canadian and United States brands, which is deeper local inventory than globally-oriented platforms carry — see our Canada hub. CoinCards does not publish a per-network breakdown for its stablecoins, so confirm the chain at checkout before sending.",
      "refund_policy": "Codes are generally non-refundable once revealed.",
      "restrictions": [],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "CoinCards' FAQ page lists live exchange rates for the assets it accepts, including USDC and USDT alongside BTC, LTC, DASH, DOGE, XMR, ETH and MATIC. The page does not state which networks each stablecoin runs on, so the network list here is conservative and should be confirmed at checkout.",
        "sources": [
          {
            "url": "https://coincards.com/faq/",
            "title": "CoinCards — frequently asked questions",
            "supports": "The accepted asset list, shown as live exchange rates including USDC and USDT.",
            "accessed": "2026-09-22"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-17",
          "event": "merchant_information_updated",
          "field": "checkout_method",
          "from": null,
          "to": "hosted-checkout",
          "note": "Direct crypto payment at checkout, per the merchant's FAQ. A record field filled from evidence already cited, not a merchant change.",
          "source": null
        },
        {
          "date": "2026-09-22",
          "event": "merchant_information_updated",
          "field": null,
          "from": null,
          "to": null,
          "note": "Ethereum and Polygon removed from networks: the merchant's page lists USDC and USDT as payable assets and Polygon (MATIC) as a separate coin, and attributes no network to either stablecoin. A record correction, not a merchant change.",
          "source": "https://coincards.com/faq/"
        }
      ]
    },
    {
      "slug": "coinsbee",
      "name": "Coinsbee",
      "url": "https://stablecoinspend.com/merchants/coinsbee/",
      "website": "https://www.coinsbee.com",
      "short_description": "Gift card platform with very broad international brand coverage, paid for in crypto.",
      "category": "Gift Cards",
      "category_slug": "gift-cards",
      "subcategories": [
        "shopping"
      ],
      "stablecoins": [
        "USDC",
        "USDT"
      ],
      "networks": [
        "Tron"
      ],
      "coin_networks": {
        "USDT": [
          "Tron"
        ]
      },
      "payment_providers": [],
      "payment_providers_other": [
        "Crypto payment gateway"
      ],
      "direct_wallet_payment": false,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "gift-cards",
        "top-ups",
        "international"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-22",
        "last_reviewed": "2026-09-22",
        "source_count": 3
      },
      "added": "2026-08-20",
      "updated": "2026-09-22",
      "description": "Coinsbee sells gift cards, prepaid credit and mobile top-ups for a large catalogue of international brands, accepting a wide range of cryptocurrencies including major stablecoins. Its coverage extends across many countries and includes brands that regional platforms do not carry.",
      "minimum_payment": "Varies by brand.",
      "payment_notes": "Verified August 2026. Coinsbee advertises coverage across thousands of brands in 185+ countries, which is its main advantage over regionally focused platforms. Identity verification can apply above certain purchase thresholds or for specific brands. The network list here covers the chains we could confirm; more may be offered at checkout.",
      "refund_policy": "Gift card codes are generally non-refundable once revealed. Report non-working codes promptly.",
      "restrictions": [],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Coinsbee's help centre states it accepts \"over 250 cryptocurrencies, including popular options like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Tether (USDT), and many more,\" and it operates dedicated USDC and USDT purchase pages. Its USDT page names Tron (TRC-20) at checkout. DAI was in our seed data and is not confirmed, so it has been removed.",
        "sources": [
          {
            "url": "https://help.coinsbee.com/en/support/solutions/articles/101000336355-what-payment-methods-does-coinsbee-com-support-",
            "title": "Coinsbee — supported payment methods",
            "supports": "Confirms crypto payment and names USDT among accepted assets.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://www.coinsbee.com/en/buy-gift-cards-with-usd-coin/",
            "title": "Coinsbee — buy gift cards with USDC",
            "supports": "A dedicated USDC checkout path, confirming USDC acceptance.",
            "accessed": "2026-09-22"
          },
          {
            "url": "https://www.coinsbee.com/en/buy-gift-cards-with-tether/",
            "title": "Coinsbee — buy gift cards with USDT",
            "supports": "Confirms USDT acceptance and names Tron (TRC-20) at checkout.",
            "accessed": "2026-09-22"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-17",
          "event": "merchant_information_updated",
          "field": "checkout_method",
          "from": null,
          "to": "hosted-checkout",
          "note": "Gateway checkout on the merchant's USDT and USDC purchase pages. A record field filled from evidence already cited, not a merchant change.",
          "source": null
        },
        {
          "date": "2026-09-22",
          "event": "merchant_information_updated",
          "field": null,
          "from": null,
          "to": null,
          "note": "Networks reduced to Tron, the one chain Coinsbee's own pages name (\"Choose USDT on Tron (TRC-20) at checkout\"). Ethereum, Polygon, Solana and Base were not attributed to this merchant by any source. USDC's network is not published. A record correction, not a merchant change.",
          "source": "https://www.coinsbee.com/en/buy-gift-cards-with-tether/"
        }
      ]
    },
    {
      "slug": "courtyard",
      "name": "Courtyard",
      "url": "https://stablecoinspend.com/merchants/courtyard/",
      "website": "https://courtyard.io",
      "short_description": "Vaulted trading-card marketplace whose account wallet runs on USDC on Polygon — fund it in USDC, buy graded cards and packs, ship the card when you want it.",
      "category": "Shopping & Retail",
      "category_slug": "shopping",
      "subcategories": [
        "ecommerce"
      ],
      "stablecoins": [
        "USDC"
      ],
      "networks": [
        "Polygon"
      ],
      "coin_networks": {
        "USDC": [
          "Polygon"
        ]
      },
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "account-credit",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "trading-cards",
        "collectibles",
        "pokemon",
        "sports-cards",
        "graded-cards",
        "marketplace",
        "polygon",
        "usdc-on-polygon"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-13",
        "last_reviewed": "2026-09-13",
        "source_count": 4
      },
      "added": "2026-09-13",
      "updated": "2026-09-13",
      "description": "Courtyard, Inc. is a New York company that stores graded trading cards — Pokémon, baseball, basketball, football, hockey, soccer, Marvel, One Piece — in an insured vault, represents each one on-chain, and runs a marketplace and \"pack rip\" store on top. Cards can be shipped to you by FedEx on request. You can pay by card or Apple Pay, or from a Courtyard wallet that, in the company's words, \"uses USDC on the Polygon network to handle transactions\".",
      "minimum_payment": null,
      "payment_notes": "Courtyard's help centre is unusually specific. \"Your Courtyard wallet uses USDC on the Polygon network to handle transactions.\" To fund it you \"send USDC from a cryptocurrency exchange to your Courtyard wallet\", using any exchange \"that allows you to withdraw USDC on the Polygon network\"; \"direct bank transfers are not a supported method\". Transfers usually land \"in less than a minute\", with an allowance of ten to fifteen minutes when Polygon is busy, and you can check the address on Polygonscan yourself. A separate article says the embedded wallet \"is specifically designed to work with USDC (USD Coin) on the Polygon network\", warns that funds sent to a wrong address cannot be recovered, and lists self-service recovery tools for the common wrong-asset cases — POL, WETH, USDT and the legacy USDC.e sent on Polygon, and assets sent on Ethereum by mistake. The card route (credit, debit, Apple Pay) exists alongside, and Courtyard itself points large buyers at the wallet to \"skip the credit card fees\". Withdrawing a balance goes through Coinflow to a bank account or debit card and needs identity verification first.",
      "refund_policy": "Not documented as a returns policy for purchases; the marketplace and pack model does not lend itself to one. A card you buy sits in the vault under your account until you sell it on or ship it, and once a shipment is placed it cannot be cancelled. A wallet balance can be withdrawn after identity verification.",
      "restrictions": [
        "USDC on Polygon only, and native USDC — Courtyard publishes a recovery tool for the legacy bridged USDC.e, which tells you it is not what the wallet expects.",
        "Account-credit model: you fund a Courtyard wallet first, then buy. Bank transfers cannot fund it; only USDC on Polygon can.",
        "Vaulting your own cards was paused when we checked — new shipments to the vault are returned. Buying and shipping out were unaffected.",
        "Identity verification is required before your first withdrawal of a balance, and Courtyard's payout partners may require their own.",
        "Shipping destinations are not published; withdrawal to bank or debit card is limited to the countries its payout partner supports."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Courtyard's own help centre names the coin and the network in two articles — \"How can I add funds to my Courtyard wallet\" and \"Recovering funds sent on the wrong blockchain\" — and the detail is operational rather than promotional: funding steps, expected timings, a Polygonscan check, and recovery tools for the wrong-asset cases, including the legacy bridged USDC.e. That is merchant documentation naming coin and network, which carries a verified status without a live purchase, which we did not make. The card and Apple Pay routes, the withdrawal process through Coinflow with identity verification, the paused vaulting service and the no-cancel shipping rule are from the same help centre. Company identity is from the terms of service (Courtyard, Inc., a Delaware corporation) and the New York address on the site. Courtyard's homepage says nothing about payment methods at all, which is common and is why the help centre is cited rather than the storefront.",
        "sources": [
          {
            "url": "https://help.courtyard.io/en/articles/11955224-how-can-i-add-funds-to-my-courtyard-wallet",
            "title": "Courtyard — How can I add funds to my Courtyard wallet",
            "supports": "The wallet runs on USDC on the Polygon network; funding is by USDC transfer from an exchange; bank transfers are not supported; expected transfer times.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://help.courtyard.io/en/articles/9006727-recovering-funds-sent-on-the-wrong-blockchain",
            "title": "Courtyard — Recovering funds sent on the wrong blockchain",
            "supports": "The wallet is designed for USDC on Polygon specifically; wrong-address funds are not recoverable; recovery tools exist for POL, WETH, USDT and USDC.e sent on Polygon.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://help.courtyard.io/en/articles/9201319-how-to-withdraw-your-balance",
            "title": "Courtyard — How to withdraw your balance",
            "supports": "Identity verification before the first withdrawal; bank and debit-card payouts through Coinflow, limited to supported countries.",
            "accessed": "2026-09-13"
          },
          {
            "url": "https://help.courtyard.io/en/articles/10987238-what-is-courtyard-io",
            "title": "Courtyard — What is Courtyard.io",
            "supports": "The vault-and-marketplace model for graded trading cards and redemption of the physical card.",
            "accessed": "2026-09-13"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-13",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading Courtyard's own help centre, which names USDC on the Polygon network as the wallet's settlement asset.",
          "source": null
        }
      ]
    },
    {
      "slug": "crm-jewelers",
      "name": "CRM Jewelers",
      "url": "https://stablecoinspend.com/merchants/crm-jewelers/",
      "website": "https://www.crmjewelers.com",
      "short_description": "Downtown Miami jeweller and watch dealer taking crypto through BitPay, and USDC or USDT by direct invoice on request — coins named, network on the invoice.",
      "category": "Jewelry",
      "category_slug": "jewelry",
      "subcategories": [
        "watches",
        "shopping"
      ],
      "stablecoins": [
        "USDC",
        "USDT"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [
        {
          "slug": "bitpay",
          "name": "BitPay"
        }
      ],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "invoice",
      "online": true,
      "physical_locations": true,
      "countries": [
        "US"
      ],
      "global_availability": false,
      "excluded_countries": [],
      "kyc_required": "sometimes",
      "tags": [
        "jewellery",
        "cuban-links",
        "diamonds",
        "luxury-watches",
        "miami",
        "florida",
        "bitpay"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-14",
        "last_reviewed": "2026-09-14",
        "source_count": 2
      },
      "added": "2026-09-14",
      "updated": "2026-09-14",
      "description": "CRM Jewelers, founded in 2012 and located at 58 NE 1st Street in Miami's jewellery district, sells Cuban link chains, diamond jewellery and luxury watches — Rolex, Audemars Piguet, Patek Philippe, Richard Mille — online and from its showroom. Its crypto page explains that it uses BitPay to accept crypto and adds: \"we also accept direct wallet-to-wallet transactions in stablecoins like USDC and USDT as well. If you ever want to use a major cryptocurrency to buy a watch or piece of jewelry from us, please let us know and we'll send you the proper invoice.\"",
      "minimum_payment": null,
      "payment_notes": "CRM's crypto page is part narrative — a 2018 video with a crypto influencer, the market crash that landed the same day — and part statement of fact: \"we as a merchant use BitPay to accept crypto (we also accept direct wallet-to-wallet transactions in stablecoins like USDC and USDT as well). If you ever want to use a major cryptocurrency to buy a watch or piece of jewelry from us, please let us know and we'll send you the proper invoice to get started.\" So the process is a conversation: contact the store, and receive either a BitPay invoice — fifteen-minute rate lock, BitPay's menu of assets and networks, BitPay's identity checks above its thresholds — or, for USDC and USDT, the store's own wallet details. This directory's standing advice is to use the gateway invoice where one is offered: it timestamps the rate, records the payment, and removes the risk of a mistyped or intercepted address. If you use the direct route, treat it as you would a bank wire for the same sum and confirm the details by phone. BitPay's current list is wider than the two coins the merchant names; the merchant's own words are the record.",
      "refund_policy": "Not documented for crypto. CRM publishes a return and refund policy for its sales generally; BitPay settles in dollars and a direct transfer is final, so any refund would be the store's decision and in its own way.",
      "restrictions": [
        "Crypto is arranged by request: \"let us know and we'll send you the proper invoice\". There is no crypto button described at the online checkout.",
        "Two routes are described — a BitPay invoice, and a direct wallet transfer in USDC or USDT. Prefer the BitPay invoice; it carries a locked rate and a payment record. If you take the direct route, confirm the address and network with the store by a second channel before sending.",
        "No network is named for either stablecoin.",
        "The crypto page is a 2018-era explainer that remains live; the BitPay relationship and the stablecoin offer are stated in the present tense."
      ],
      "location_count": 1,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "The merchant's own crypto page names USDC and USDT explicitly and names BitPay as its processor, in the present tense, on a page that remains live. That is merchant documentation naming the coins, sufficient for a verified status without a live purchase, which we did not make. No network is named, so the field is empty. The page's age (its narrative dates from 2018) and the invoice-by-request process are recorded as they are; the direct-wallet option is recorded because the merchant states it, with the caution above rather than as a recommended route. Founding year, address and showroom are from the about page.",
        "sources": [
          {
            "url": "https://www.crmjewelers.com/pages/bitcoin-crypto",
            "title": "CRM Jewelers — Paying with Bitcoin / Buying Watches with Crypto",
            "supports": "BitPay as processor; direct wallet-to-wallet payment in USDC and USDT; invoice on request.",
            "accessed": "2026-09-14"
          },
          {
            "url": "https://www.crmjewelers.com/pages/about-us",
            "title": "CRM Jewelers — About Us",
            "supports": "Founded 2012; Downtown Miami showroom at 58 NE 1st Street; brands stocked.",
            "accessed": "2026-09-14"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-14",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after reading the merchant's own crypto page naming BitPay and direct USDC/USDT payment by invoice.",
          "source": null
        }
      ]
    },
    {
      "slug": "crypto-emporium",
      "name": "Crypto Emporium",
      "url": "https://stablecoinspend.com/merchants/crypto-emporium/",
      "website": "https://cryptoemporium.com",
      "short_description": "Crypto-only marketplace for cars, watches, electronics and property, accepting USDT and USDC alongside six other assets.",
      "category": "Shopping & Retail",
      "category_slug": "shopping",
      "subcategories": [
        "ecommerce"
      ],
      "stablecoins": [
        "USDT",
        "USDC"
      ],
      "networks": [],
      "coin_networks": null,
      "payment_providers": [],
      "payment_providers_other": [],
      "direct_wallet_payment": true,
      "checkout_method": "hosted-checkout",
      "online": true,
      "physical_locations": false,
      "countries": [],
      "global_availability": true,
      "excluded_countries": [],
      "kyc_required": "unknown",
      "tags": [
        "marketplace",
        "luxury",
        "watches",
        "cars",
        "electronics",
        "crypto-only"
      ],
      "placement": "standard",
      "verification": {
        "status": "verified",
        "label": "Verified",
        "fresh": true,
        "date_verified": "2026-09-05",
        "last_reviewed": "2026-09-05",
        "source_count": 2
      },
      "added": "2026-09-05",
      "updated": "2026-09-05",
      "description": "Crypto Emporium is an online marketplace that sells exclusively for cryptocurrency — there is no card option at all. Its catalogue spans luxury watches, cars, electronics, real estate and general merchandise, with stablecoins among the accepted assets.",
      "minimum_payment": null,
      "payment_notes": "Crypto Emporium is unusual in this directory because crypto is not an alternative payment method here, it is the only one. That removes the usual question of whether the option will appear at checkout. It does not remove the network question — the accepted-asset list names USDT and USDC but says nothing about which chains they settle on, and with Solana and Ethereum both on the wider asset list either could plausibly carry the stablecoins. Since the goods include high-value items like vehicles and watches, the amount at risk from a wrong-network send is much larger than at a typical merchant. Confirm the chain in the checkout, and for a large purchase consider a small test transaction first.",
      "refund_policy": "Refunds on a crypto-only marketplace are outbound payments the merchant chooses to make; there is no chargeback. Review Crypto Emporium's terms and confirm the returns process before buying anything substantial.",
      "restrictions": [
        "No fiat option exists — crypto is the only way to pay.",
        "Networks for USDT and USDC are not published; confirm at checkout."
      ],
      "location_count": null,
      "indexable": true,
      "verification_detail": {
        "methods": [
          "merchant-documentation"
        ],
        "note": "Crypto Emporium's own terms and conditions and its payment landing page both enumerate the accepted assets as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, Dogecoin (DOGE), Tether (USDT) and USD Coin (USDC). The terms phrase this as \"including, but not limited to\", so the list may be longer in practice. The site's own storefront copy separately confirms Tether among the accepted currencies. No blockchain network is stated for either stablecoin and no third-party gateway is named, so those fields are left empty.",
        "sources": [
          {
            "url": "https://cryptoemporium.com/terms-conditions/",
            "title": "Crypto Emporium — terms and conditions",
            "supports": "The accepted-cryptocurrency list naming USDT and USDC alongside BTC, ETH, SOL, XRP and DOGE.",
            "accessed": "2026-09-05"
          },
          {
            "url": "https://cryptoemporium.eu/",
            "title": "Crypto Emporium — storefront (EU)",
            "supports": "Tether named among accepted currencies on the merchant's own storefront.",
            "accessed": "2026-09-05"
          }
        ]
      },
      "changelog": [
        {
          "date": "2026-09-05",
          "event": "merchant_added",
          "field": null,
          "from": null,
          "to": null,
          "note": "Added after confirming USDT and USDC in Crypto Emporium's published terms and on its storefront.",
          "source": null
        }
      ]
    }
  ]
}