{
  "meta": {
    "source": "https://stablecoinspend.com",
    "version": 1,
    "generated": "2026-09-22T04:46:55.015Z",
    "license": "Free to use with attribution to StablecoinSpend. Verification status must be carried with any claim derived from this data.",
    "documentation": "https://stablecoinspend.com/data/",
    "methodology": "https://stablecoinspend.com/research-methodology/",
    "disclaimer": "Stablecoin acceptance changes without notice. Records that are not marked \"verified\" were compiled from public documentation and have not been independently confirmed. Confirm payment options at the merchant checkout before paying. This is payment information, not financial advice.",
    "count": 11,
    "merchants_with_no_disclosed_network": 45,
    "note": "A merchant that publishes no settlement network is counted in no row. Network counts therefore understate real usage by an unknown amount."
  },
  "data": [
    {
      "name": "Ethereum",
      "slug": "ethereum",
      "url": "https://stablecoinspend.com/networks/ethereum/",
      "typical_fee": "Cents to several dollars, depending on network demand",
      "typical_settlement": "Roughly 12 seconds per block; gateways typically wait 1–5 minutes",
      "stablecoins": [
        "USDC",
        "USDT",
        "PYUSD",
        "USDS",
        "DAI",
        "RLUSD",
        "EURC"
      ],
      "merchant_count": 48
    },
    {
      "name": "Base",
      "slug": "base",
      "url": "https://stablecoinspend.com/networks/base/",
      "typical_fee": "Typically well under one cent",
      "typical_settlement": "Around 2 seconds per block; gateways generally confirm within seconds",
      "stablecoins": [
        "USDC",
        "USDS",
        "DAI",
        "EURC"
      ],
      "merchant_count": 35
    },
    {
      "name": "Solana",
      "slug": "solana",
      "url": "https://stablecoinspend.com/networks/solana/",
      "typical_fee": "A fraction of a cent",
      "typical_settlement": "Sub-second block times; merchant confirmation is typically near-instant",
      "stablecoins": [
        "USDC",
        "USDT",
        "PYUSD",
        "USDS",
        "EURC"
      ],
      "merchant_count": 36
    },
    {
      "name": "Polygon",
      "slug": "polygon",
      "url": "https://stablecoinspend.com/networks/polygon/",
      "typical_fee": "Typically a fraction of a cent",
      "typical_settlement": "Around 2 seconds per block; gateways usually confirm within a minute",
      "stablecoins": [
        "USDC",
        "USDT",
        "DAI",
        "EURC"
      ],
      "merchant_count": 35
    },
    {
      "name": "Arbitrum",
      "slug": "arbitrum",
      "url": "https://stablecoinspend.com/networks/arbitrum/",
      "typical_fee": "Typically a cent or less",
      "typical_settlement": "Sub-second sequencing; gateways generally confirm within seconds to a minute",
      "stablecoins": [
        "USDC",
        "USDT",
        "PYUSD",
        "DAI"
      ],
      "merchant_count": 27
    },
    {
      "name": "Optimism",
      "slug": "optimism",
      "url": "https://stablecoinspend.com/networks/optimism/",
      "typical_fee": "Typically a cent or less",
      "typical_settlement": "Around 2 seconds per block; gateways confirm within seconds to a minute",
      "stablecoins": [
        "USDC",
        "USDT",
        "DAI"
      ],
      "merchant_count": 21
    },
    {
      "name": "Avalanche",
      "slug": "avalanche",
      "url": "https://stablecoinspend.com/networks/avalanche/",
      "typical_fee": "Usually a few cents",
      "typical_settlement": "Around 1–2 seconds to finality",
      "stablecoins": [
        "USDC",
        "USDT",
        "EURC"
      ],
      "merchant_count": 9
    },
    {
      "name": "Tron",
      "slug": "tron",
      "url": "https://stablecoinspend.com/networks/tron/",
      "typical_fee": "Typically low; varies with the network's resource model",
      "typical_settlement": "Around 3 seconds per block; confirmation is fast",
      "stablecoins": [
        "USDT",
        "USDC"
      ],
      "merchant_count": 13
    },
    {
      "name": "Stellar",
      "slug": "stellar",
      "url": "https://stablecoinspend.com/networks/stellar/",
      "typical_fee": "A tiny fraction of a cent",
      "typical_settlement": "Around 5 seconds to close a ledger",
      "stablecoins": [
        "USDC",
        "EURC"
      ],
      "merchant_count": 1
    },
    {
      "name": "XRP Ledger",
      "slug": "xrp-ledger",
      "url": "https://stablecoinspend.com/networks/xrp-ledger/",
      "typical_fee": "A fraction of a cent",
      "typical_settlement": "Around 3–5 seconds to ledger close",
      "stablecoins": [
        "RLUSD"
      ],
      "merchant_count": 1
    },
    {
      "name": "BNB Chain",
      "slug": "bnb-chain",
      "url": "https://stablecoinspend.com/networks/bnb-chain/",
      "typical_fee": "Typically a fraction of a cent",
      "typical_settlement": "Around 3 seconds per block; gateways generally confirm quickly",
      "stablecoins": [
        "USDT",
        "USDC",
        "FDUSD",
        "TUSD",
        "DAI"
      ],
      "merchant_count": 12
    }
  ]
}